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Affirm Updates Underwriting with Enhanced Signals To Better Reflect Consumers’ Real-Time Finances

Real life moves fast — and people’s finances can change just as quickly. Affirm is updating its underwriting to reflect that reality. Building on its longstanding approach of underwriting every transaction, Affirm’s latest underwriting now incorporates richer real-time signals like account balances and cash flow trends. These insights give Affirm an even clearer, more current view of someone’s financial standing at checkout, leading to more informed and responsible credit decisions.

Wednesday, January 14, 2026 - 12:39
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/news/infrastructure/affirm-updates-underwriting-enhanced-signals-better-reflect-consumers-real-time
Financial IT
Klarna Expands Digital Bank Offer with Peer-to-Peer Payments

Klarna, the global digital bank and flexible payments provider, has launched instant peer-to-peer payments in 13 European countries, marking the next step in its evolution as a digital bank. The new feature enables Klarna customers to send money to friends and family, whether splitting bills or gifting cash, directly from the Klarna app: as simple as handing someone cash, with the protection of a regulated bank.

Wednesday, January 14, 2026 - 12:26
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/news/payments/klarna-expands-digital-bank-offer-peer-peer-payments
Financial IT
Deutsche Bank Expands Support For PayPal To Strengthen Global Payment Capabilities

PayPal and Deutsche Bank today announced the expansion of their long-standing relationship that will deliver enhanced payment solutions across the United States, Europe, and Asia-Pacific. Building on more than a decade of collaboration, this global mandate underscores the common commitment to innovation and operational excellence in commerce and payments for both companies. 

Wednesday, January 14, 2026 - 12:17
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/news/payments/deutsche-bank-expands-support-paypal-strengthen-global-payment-capabilities
Financial IT
Revolut Amps Up Fight Against Impersonation Scams with New Call Identification Feature

Revolut, the global fintech with more than 65 million global customers and 12 million in the UK, is today launching a new in-app feature designed to protect users from one of the most insidious types of fraud: impersonation scams. The new feature detects when a customer opening the Revolut app is on the phone - this includes apps allowing voice calls - and confirms whether they are, or not, talking with a Revolut agent.

Wednesday, January 14, 2026 - 11:56
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/news/security/revolut-amps-fight-against-impersonation-scams-new-call-identification-feature
Financial IT
Nubank Customers Saved $29 Million in One Year via Strategic Partnerships

Nubank enters 2026 boasting a customer base of over 110 million in Brazil, representing roughly 61% of the adult population. To date, these users have collectively saved $ 20.5 billion in fees. Still, the company is looking to further reward trust by rolling out a suite of initiatives designed to tighten ties with its customer base, particularly the 60% of users who now consider Nu their primary banking relationship.

Wednesday, January 14, 2026 - 11:53
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/news/banking/nubank-customers-saved-29-million-one-year-strategic-partnerships
Financial IT
Conferma Appoints Mark Ledsham As CEO To Drive Next Phase of Payments Innovation

Conferma, a global leader in corporate travel payments and technology, today announces the appointment of Mark Ledsham as its CEO.

Wednesday, January 14, 2026 - 11:00
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/news/people-moves/conferma-appoints-mark-ledsham-ceo-drive-next-phase-payments-innovation
Financial IT
Teya Selects YouLend To Expand Financing Offers For Merchants Across the UK And Europe

YouLend, the leading global embedded financing platform, has partnered with Teya, the financial services provider supporting local businesses across Europe, to expand its credit offering and simplify access to flexible funding for Teya’s growing community of more than 30,000 members in the UK, ahead of further launches into Teya’s other European markets in 2026. The partnership introduces Teya Cash Advance, powered by YouLend, a simple funding solution that makes it easy for merchants to apply for, accept, and renew funding.

Wednesday, January 14, 2026 - 10:57
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/news/infrastructure/teya-selects-youlend-expand-financing-offers-merchants-across-uk-and-europe
Financial IT
BVNK To Deliver Stablecoin Infrastructure for Visa Direct Pilot Programs

BVNK, the global provider of stablecoin infrastructure, and Visa, a world leader in digital payments, have today announced a strategic partnership that will see BVNK powering stablecoin payments for Visa Direct, Visa’s $1.7 trillion money movement network. 

Wednesday, January 14, 2026 - 10:00
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/news/cryptocurrencies/bvnk-deliver-stablecoin-infrastructure-visa-direct-pilot-programs
Financial IT
Ripple Expands European Regulatory Footprint With Preliminary EMI Approval in Luxembourg

Ripple, a financial technology company that offers crypto solutions for businesses, today announced its second major regulatory milestone in a week, securing preliminary approval of its Electronic Money Institution (EMI) license from Luxembourg's Commission de Surveillance du Secteur Financier (CSSF).

Wednesday, January 14, 2026 - 09:36
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/news/regtech/ripple-expands-european-regulatory-footprint-preliminary-emi-approval-luxembourg
Financial IT
Plumery Launches AI Fabric To Help Financial Institutions Operationalise AI Faster

Plumery, a digital banking development platform for customer-centric banking, today released AI Fabric, which creates an artificial intelligence (AI)-ready foundation for AI-assisted digital banking.

Wednesday, January 14, 2026 - 09:28
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/news/artificial-intelligence/plumery-launches-ai-fabric-help-financial-institutions-operationalise
Financial IT

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