Product Profile


Product/Service Description

Real-time, instant or immediate payments describes the capability to transfer funds between two parties making funds available to the payee almost instantly, with instant confirmation. Typical processing models consist of a hub-and-spoke model such as ISO 20022 to connect financial institutions or corporations to one another through a central infrastructure (CI).

  • Banks improve retention and open up new value added revenue streams
  • Fintechs can use ACI’s 3rd party platform - New Access Model - to access Immediate Payments and offer services that were previously restricted to banks alone
  • Consumers get faster, reliable transfers and instant, accurate account balances
  • Merchants increase profits by getting paid sooner and eliminating interchange fees

Business customers can take advantage of better payment terms and improve their working capital

Customer Overview

Total Number of customers 14
Customer Size Large Enterprise , Medium , SMB
Customer Type Central Banks , Commercial Banks , FXs , Investment Banks , Prime Brokers & Dealers
Target Market Global
Specific georgaphical coverage undisclosed
Licensed software for installed, subscription for Cloud
Demo & Case Study Urls Please contact ACI for demonstration


  • •Payments management •Channel integration •Orchestration •CSM connectivity and compliance •Security and fraud checking •Exceptions handling •Liquidity management •FX payments •Flexible handling and special products management •Business intellige


  • •Deliver profitable services •Protect your investment by enabling real-time payments •Accelerate your time to market

Platform & Workflow

Server OS AIX (IBM) , Linux (Red Hat, Mandrake, Debian, SuSe, etc.) , Windows Server 2008 (Microsoft)
Workstation OS Windows , Linux
Programming Language and API JAVA
SetUp and Installation Options Configurable to customer needs
Deployment Period Depends on project requirements
Reporting Capabilities Reports data to SQL database for reporting by customer preferred report writer, or using pre-built reports as part of the Business Intelligence pack available.
Security Options Specific to customer needs
The product/service compliant with the following regulatory standards undisclosed

Connectivity, Hosting and Intergration

Hosting Option Hosted by third party , Inhouse , Hosted by provider
Hosting provider ACI Worldwide
Devices Supported undisclosed
Compatibility with Database Management System (DBMS) Yes
Third party integration No required

Support Services

Support Option Online Support , Phone Support , Video Tutorials , Knowledge Base


Support Location 1
Country UK
Address 55-57 Clarendon Road Watford, Herts WD17 1FQ, UK
Phone +44-1923-816393
Website undisclosed
Support Location 2
Country US
Address Suite 300, 3520 Kraft Road, Naples, FL, 34105
Phone +1-402-390-7600


Media Coverage (Quick Links)