Product Profile


Product/Service Description

FinTP is a versatile open source solution for flow automation and seamless integration between various internal systems/applications and external market infrastructures or networks, providing operators with relevant information in a one-window approach (acting like a financial middleware), which allows banks to focus less on their  internal processes, and more on designing attractive client-oriented services and products.

On top of its core function, FinTP provides support for the most used funds transfer instruments (credit transfer, direct debit, debit instruments) and includes features for operational risk containment (transaction filtering, duplicate detection, accounting reconciliation), liquidity reporting, treasury operations management, end-to-end management of remittances, competitive reporting and SEPA & TARGET2 compliance.

FinTP use cases are in solutions for transaction broker, payment factories, corporation financial consolidation, management of microfinance operations, optimization of payment flows for public administrations, public debt management etc.

Customer Overview

Total Number of customers 12
Customer Size Large Enterprise , Medium , SMB
Customer Type Central Banks , Commercial Banks , Corporates , Other
Target Market Africa , Europe
Specific georgaphical coverage Europe, Africa
OPEX, following our open source distribution model


  • Financial instruments:
  • Funds transfer (MT, MX message types)
  • Direct debit
  • Debit instruments
  • Remittances
  • Treasury operations
  • SEPA (credit transfer – SCT ; direct debit – SDD) compliance
  • SEPA for corporates
  • Statements (MT940/MT950, MT900/MT910)
  • Corporate to bank connectivity
  • Operational features:
  • Duplicate detection
  • Accounts reconciliation
  • Transactions filtering
  • Competitive reports & alerts
  • Liquidity reporting and forecasting
  • Business continuity
  • Loan disbursements and repayment matching


    FinTP lowers the total cost of ownership (ensuring nil capital expenses and optimized operational expenses – via shared development and maintenance), while eliminating the common vendor lock-in dependence and aiming to achieve a better level of interoperability - by encouraging a wide adoption, due to financial attractively and short time-to market.

    The innovation factor consists in its open source distribution model, allowing banks/corporations/public institutions who use it to contribute updates and improvements to benefit all users. This enables an unprecedented level of transparency and collaboration between clients, being possible because middleware is not a competitive differentiator for them. It is in the best interest of all involved parties that this collaboration happens, so that everyone can focus on primary client oriented attractive services.

    Last, but not least, FinTP is highly flexible and configurable and can be adjusted to fit the exact needs of the customer.

Platform & Workflow

Server OS AIX (IBM) , Linux (Red Hat, Mandrake, Debian, SuSe, etc.) , UNIX NetWare (Novell) , Windows 10 (Microsoft) , Windows 2000 Server/Advanced Server/Datacentre (Microsoft) , Windows Azure (Microsoft) , Windows Server 2003 R2 Standard/Enterprise/Datacentre/Web Server/Small Business (Microsoft) , Windows Server 2008 (Microsoft) , Windows Vista (Microsoft) , Windows XP (Microsoft)
Workstation OS Windows , Unix , Linux
Programming Language and API C++, C#, J2EE, Java, .Net, PL/SQL, RESTful API
SetUp and Installation Options Custom configuration tailored to customer needs and request
Deployment Period 3 months; 1 month for standard implementation
Reporting Capabilities

Custom reporting capabilities: users can tailor their own reports. A set of standard reports already is available in the application, as most frequently asked by bank or treasury operators

Competitive reports: offers several analyses and reports of the market trends, along with early alerts

Liquidity reporting: ensures real-time cash reports and forecasts using several reporting criteria, in a consolidated view

Auditing: detailed logs of user activity, payment status updates with full information on timestamps, originating application, end application, device information, etc.

Security Options User account management, definition of roles, secure access, message encryption, Fortify compliance, merge integration with LDAP apps
The product/service compliant with the following regulatory standards SWIFT FIN , SWIFT MX , ISO 20022 , SEPA
We work closely with the customer to accommodate any non standard requirements. Our core competence stands in addressing very specific customer issues and delivering that product that satisfies these needs.

Connectivity, Hosting and Intergration

Hosting Option Hosted by third party , Inhouse
Hosting provider undisclosed
Devices Supported Linux , Mac , Web-based , Windows
Compatibility with Database Management System (DBMS) Oracle, SQL Server, Informix, DB2, PostgreSQL
Third party integration SWIFT Alliance Access/Gateway, Oracle/SQL/Informix databases, various back-office systems such as Temenos T24, HR applications, ERP or CRM systems, MPESA/MTN, flat files, XML files, APIs, web services
FinTP offers interfaces for Target2, Romanian Payment Systems SEP and SEN, SWIFT Alliance Lite

Support Services

Support Option Online Support , Phone Support , Knowledge Base
We close very tight SLA agreements with customers to make sure operations are not affected by any events or issues arising on the production, test or backup environments


Support Location 1
Country Romania
Address Bucharest, Calea Vitan 23C, floor 3
Phone +4021 255 45 77


Media Coverage (Quick Links)