Volt, the global real-time payments platform, today announces its new partnership with YouHodler, a Web3 fintech bridging crypto and traditional finance.

The partnership is now live across the EU, enabling YouHodler to offer customers a faster, more localised experience when moving money in and out of the platform. Through Volt, YouHodler users can complete real-time account top-ups and initiate real-time payouts, supported by localised checkout experiences in English, French, German and Italian.

Volt is powering this integration to meet the demands crypto platforms face every day: always-on user activity, high expectations for speed, and the need to reduce operational friction without compromising control. In addition to real-time payments, YouHodler is leveraging Volt’s cash management capabilities – including Virtual IBANs (vIBANs) – to help simplify reconciliation by mapping deposits to specific users.

Commenting on the partnership, Ilya Volkov, CEO and Co-founder of YouHodler, said: “Our users, who want to act quickly on market opportunities, expect their money to move instantly – regardless of their location. Volt gives us a real-time payments layer built for this expectation. With localised checkouts and streamlined reconciliation, we’re able to improve the user experience while making our operations more scalable across the EU.”

Steffen Vollert, Volt’s Co-founder and CEO, added: “Crypto has raised the bar for what ‘good’ looks like in money movement: instant, always-on, and borderless by default. That’s exactly why real-time account-to-account payments are such a natural fit for crypto platforms – and why we’re excited to partner with YouHodler as they scale across Europe. This is a great example of real-time rails doing what they do best: helping modern financial platforms deliver speed, control and a better experience end-to-end.”

The partnership comes as open banking in Europe enters a new phase of maturity. With the EU’s Instant Payments Regulation mandating SEPA Instant and accelerating pan-European A2A adoption, open banking has shifted from regulatory initiative to core payments infrastructure. In this environment, integrating resilient, real-time payment rails is increasingly essential to meeting user expectations and supporting compliant growth across the EU.