Riva Money, a next-generation payments infrastructure company, has raised $3 million in pre-seed funding to rebuild how businesses move money globally. The round was led by Project A and joined by angel investors from leading fintech and financial institutions including Revolut, Ebury, Monzo, and J.P. Morgan.

Riva’s mission is to fix what’s broken in cross-border business payments — a market still plagued by slow transfers, high fees, poor exchange rates, and limited transparency.

“Our mission is simple: to enable businesses’ limitless global money movement — at a fraction of today’s cost,” said Niklas Hoejman, Co-Founder and CEO of Riva Money.

Rebuilding Global Payments for Businesses

Riva is developing a blockchain-powered payment platform tailored for business needs. By combining traditional payment rails with blockchain-based routing, Riva will optimise every transfer for speed, cost, and compliance — giving businesses control over how they send and receive funds across borders.

Whether payments are routed via stablecoins or fiat networks, each transaction will be handled in the most efficient way possible for the customer’s location and requirements. The result: faster, cheaper, and more transparent global payments without compromising trust or regulatory standards.

“By combining blockchain technology with a robust regulatory framework, we’re building a solution that offers businesses the speed, transparency, and cost-efficiency they need to thrive,” added Mahendra Katoch, Co-Founder and CTO.