Two, a European leader in B2B payments technology today announces a strategic collaboration with ABN AMRO, a leading financial institution in the Netherlands. Together, they are launching a state-of-the-art “Pay on Invoice” solution, designed to bring seamless, secure, and flexible payment options to B2B e-commerce transactions. Businesses can now offer 30-day net terms on purchases at the click of a button, enabling better cash flow management and financial flexibility.

This collaboration combines Norway-founded Two's market-leading platform and advanced decisioning models with ABN AMRO’s extensive financial expertise and capabilities to deliver a best-in-class solution for both SMEs and large enterprises. Powered by Two’s internationally proven technology, ABN AMRO will offer a quick, reliable “Pay Later” solution tailored to meet the demands of the rapidly growing digital B2B commerce sector.

Initially, the solution will be available to ABN AMRO business clients in the Netherlands, with plans for a broader roll-out in the future.

Key benefits of the solution:

• Enhanced Cash Flow Management: Businesses gain the flexibility of deferring payments for up to 30 days, allowing for improved budgeting and operational efficiency.

• Uncompromised Security and Trust: Integrating ABN AMRO’s financial infrastructure with Two’s secure technology ensures reliable, risk-mitigated transactions.

• Streamlined, Scalable Processes: Designed to minimise administrative work, the solution can adapt to businesses of all sizes, from SMEs to large corporations.

“At Two, we are dedicated to simplifying B2B transactions, and this collaboration with ABN AMRO represents a significant milestone in making online payment terms widely accessible to businesses,” said Andreas Mjelde, CEO of Two. “Companies are accustomed to paying in 14 or 30 days, and the service we offer lets business buyers maintain their payment habits when buying online, with no extra steps. Through our collaboration, we can now provide SMEs with a state-of-the-art payment solution that enables both sellers and buyers to manage cash flow with greater accuracy and confidence."

"ABN AMRO is committed to supporting the growth of businesses with innovative financial services," says Marc Baan , Head of Strategy & Innovation a.i. at ABN AMRO. “Our collaboration with Two allows us to offer a fast, secure, and efficient net terms option that empowers our clients to thrive in a digital-first economy.”

This announcement follows an €18 million Series A funding round last year—led by Shine Capital and Antler and with participation from Sequoia Capital, Day One Ventures, Alumni Ventures, LocalGlobe, The Visionaries Club, Alliance VC, and others—which was used to further Two’s expansion in the UK and the Nordics and launch into new markets across Europe.