While it is much easier to earn passive income today, you still have to do some work to invest profitably. One of the most accessible ways of investing passively now is using investment funds. These are specialized services that help investors with allocating their money toward a variety of industries and companies. All investment platforms have different advantages and disadvantages for specific investors, which is why it is essential to explore the options beforehand. In this article, you will find reviews of three different funds where you can invest money online

Quanloop

This is an alternative investment fund popular among EU investors. People can use this service globally if they have an IBAN account. This service uses a unique system that requires attracting capital from users and then distributing it among the borrowers. All the funds return to their owners every day so that all investors could withdraw if they want to.

Pros

• This application is user-friendly, and even complete newbies can make money online investment easily.
• Because of the high liquidity of funds, it is possible to receive your investments back every day.
• Investors from Estonia can benefit from partially paid taxes thanks to this service.

Cons

• Quanloop itself selects the businesses to invest in, and users can only offer their capital.
• When using the automatic investing feature, it is necessary to still monitor its performance.

Peerberry

This investment provider is situated in Lithuania. Users can invest on this platform if they have a European Union bank account. Private investors and companies are welcome to invest here. The loans are mostly created by Aventus Group, but there are other borrowers now as well.

Pros

• The lowest investment acceptable here is ten euros. This amount makes the service affordable for all users.
• There are bonus deals available. For example, by referring friends to the service, you can earn a return percentage.
• There are different methods of creating your portfolio, and it is possible to set everything up automatically.

Cons

• It is better to use this service for short-term lending and find other options for a longer term.
• Taxes need to be reported by investors.

Crowdestate

This is a P2P service for investments in the real estate sector. It was opened in Estonia in 2014. This platform brings together borrowing companies and their potential investors. More than three hundred businesses have been founded through this service already. The platform mostly focuses on real estate, but other businesses can be also included. All users need to complete verification before investing.

Pros

• The average interest rate is around 13%, which is great for an online investment fund.
• Taxes on investments can be partially paid off for users from Estonia.
• Each user can set up multiple auto-investing accounts for portfolio diversification.

Cons

• There is no buyback guarantee available on the platform.
• The lowest investment available is 100 euros. This makes the service inaccessible for people with small starter capital.

Looking for Viable Investment Services

When deciding on where to invest money online, it is important to evaluate every option before putting your money to work. A carefully picked service will make your investing process much easier and more lucrative too. By avoiding the services that do not suit your requirements or capabilities, such as platforms with high minimum investments and inconvenient payment solutions, you can focus on investment funds that will be beneficial for you specifically.