The project was realised by PagBrasil via reverse-integration with the RESTful open API that underpins ACI’s UP eCommerce Payments solution. 

A full-service payment service provider (PSP), PagBrasil focuses on the Brazilian market, which represents 42 percent of all eCommerce revenues in LatAm. PagBrasil’s proprietary payment platform provides gateway services, processing and collecting, and fraud prevention for both Brazilian and international merchants. A broad set of payment methods—including Boleto Flash®, Boleto Express, local debit cards, and instalment-enabled domestic credit cards—ensures optimised payment setup that accounts for local shopping habits. 

“Brazil continues to be an attractive market for international merchants looking to expand their business, but the broad range of payment methods required—not to mention the region’s regulatory and taxation particulars—can hamper market entry and create unnecessary complexity,” said Ralf Germer, co-founder, PagBrasil. “It was a logical choice to integrate with ACI’s open API, and make our technologically flexible services easily accessible to the payment providers and merchants that are already part of an extensive global payments network.”

ACI Worldwide serves payment providers and merchants around the world with its UP eCommerce Payments solution, which dramatically simplifies payment integration into any eCommerce website, application or native app. Integrated real-time fraud management keeps transactions secure, while opening up a network of more than 350 card acquirers and alternative payments methods for successful international expansion. 

“The vision of ACI’s UP eCommerce Payments solution is to open up payment endpoints to all partners within our ecosystem - enabling universal connectivity,” said Andy McDonald, vice president, ACI Worldwide. “The successful integration of PagBrasil gives our entire network greater choice and flexibility in determining their payments setup, which is paramount when entering a market with the complexities of Brazil. What is particularly notable is the speed and effectiveness with which PagBrasil integrates independently, using the self-service functionality of our open payment technology.”