Cryptography standard enables robust EMV® contact chip security long-term as payment technology evolves    

The EMV® Contact Chip Specification, managed by global technical body EMVCo, now supports Elliptic Curve Cryptography (ECC). Use of this cryptography standard by the payment community can enable enhanced security without impacting technical performance of a payment device or slowing transaction processing time. The inclusion of ECC is required to support new, future payment scenarios.

In an EMV contact chip payment, the merchant point-of-sale terminal can cryptographically authenticate a card and its data. For this purpose, EMVCo has based its EMV Contact Chip Specifications on RSA (Rivest-Shamir-Adleman) public key cryptography since its inception and intends to continue to support this standard. The addition of ECC into EMV Specifications helps achieve superior cryptographic strength with much smaller key sizes, enabling more efficient transactions in the future. 

Robin Trickel, EMVCo Executive Committee Chair, explains: “The longer the cryptographic key used to secure a transaction, the more storage and processing power required. The size of a cryptographic key is therefore important. EMVCo recognises that RSA could continue to offer ‘stronger’ keys, however, these would increase in length resulting in slower computing and transaction times. In contrast, ECC is compact and efficient, making it an appealing option for use in devices with limited storage and processing capabilities.”

EMVCo has been working with the payment community for several years through its Associate Programme to identify how it can facilitate scalable security as payment practices and technology evolve.

“ECC provides strong security efficiency when compared to RSA, which is essential to ensure a smooth migration,” adds Trickel. “So while it doesn’t make current payments more secure today, it ensures robust security can be maintained in new payment innovations, setting the foundation to support the long-term security needs of the payment community.”

The EMV Contact Chip Specification for ECC (Specification Bulletin 243) has been published following approval of its release by EMVCo’s Board of Advisors and is available for royalty-free download from www.emvco.com.  Updates to the EMV chip technology infrastructure will be part of the natural product lifecycle over a period of time for both cards and point-of-sale terminals. 

EMVCo aims to provide EMV technology users with a suite of options to meet regional and local requirements. Both ECC and RSA will be supported by EMVCo while there is demand within the payment community. EMVCo does not mandate the use of encryption standards.

• 2021 has been the year where decentralised applications became mainstream for consumers with digital collectible (NFTs) and decentralised finance (DeFi)
• 25 million developers globally -- but more blockchain expertise needed
• New funding will enable Moralis to build the most robust and scalable platform for developers to build Web3 applications for the masses

 Moralis -- the next-generation blockchain development platform powering decentralised apps (dApps) -- is today announcing it has raised $13.4 million in seed funding, led by EQT Ventures. The funding will be used for hiring and continued product development -- enabling developers to build enterprise-scale blockchain applications rapidly, cutting cost and complexity. By providing a complete, end-to-end blockchain application development platform, Moralis uniquely allows developers and companies to focus on the front-end while handling the entire back-end. This saves time and money for projects that don’t have the resources or teams to build, manage, and maintain complex blockchain infrastructure. 

dApps exist and run on a blockchain, or peer-to-peer (P2P) network, of computers used for cryptocurrencies, NFT marketplaces, block explorers, decentralised investment platforms, crypto games, and more. Still, decentralised technology is in its infancy and requires time for the broader community to adopt, starting with developers. There are nearly 25 million developers in the world -- but only around 200,000 in Ethereum, the largest blockchain developers ecosystem. Recruiting talent is a universal hurdle for blockchain projects. Moralis allows blockchain projects to build faster and better, regardless of team size; adopting Moralis enables hiring from a larger talent pool. As Moralis’ plug-and-play tools are familiar to virtually all web developers, they can start programming and swiftly deploying blockchain dApps, even without blockchain expertise. 

Developers experience many obstacles inherent to blockchain technology when building dApps. User authentication, node management, real-time notifications, data indexing, and data aggregation are all challenging topics that different projects generally address in isolation -- making it hard for traditional web developers to jump into the Web3 world. This becomes harder when cross-chain (interoperability between two independent blockchains, allowing them to communicate with each other) and Layer-2 solutions are involved. As blockchain adoption has grown over the recent years, so has the number of projects and technologies needed to interact with blockchains, leading to a fragmented ecosystem. 

To address this, Moralis has been building a middleware platform that aggregates a long list of services ranging from node management, authentication to real-time and historic transaction indexing. By aggregating multiple services together into a single SDK, Moralis has the ambition to become the definitive gateway from Web2 to Web3 -- empowering the next generation of developers to build highly scalable and secure dApps in a matter of days, not months. By taking a chain-agnostic approach, Moralis future-proofs dApps, as developers can work with new blockchains seamlessly.

Moralis was founded in 2020 by Ivan Liljeqvist (CEO) and Filip Martinsson (COO). The product has been live since June this year (following a beta launched in H1 2021). Before building Moralis, Ivan and Filip were already active contributors to the democratisation of blockchain technology. Ivan has been running the Ivan on Tech YouTube channel with over 450,000 subscribers, teaching about the fundamentals of blockchain. Together with Filip, whom he met at the KTH Royal Institute of Technology, the two have been running the Ivan on Tech Blockchain Academy, which has trained more than 30,000 students with the skills needed to contribute to this fast-moving space -- making it the biggest online learning platform for blockchain in the world.  

Commenting on the news, Ivan Liljeqvist, CEO at Moralis, said: “We are overwhelmed by the positive feedback and excitement from the blockchain community; building dApps should be as easy as building websites and that’s the big vision of Moralis. We’ve already seen massive, sustained adoption in our first few months, amassing over 30,000 developers since launch -- and the growth shows no sign of slowing. This immense interest further validates Moralis’ business proposition, showcasing how we solve the pain points with existing blockchain development.”

Antoine Moyroud, Venture Lead at EQT Ventures, added: “In parallel to a busy year in the crypto space, with the rise of NFTs and DeFi applications, we have witnessed frustrations from traditional developers with the complexities involved in running blockchain projects. As the blockchain ecosystem matures, we are convinced that easy-to-use and scalable infrastructure tooling will be the key to unlocking the next wave of developers building decentralised applications. When meeting Ivan and Filip, we were fully aligned with their vision to democratise dApp building with best-in-class tools. It’s a privilege to support them on the next chapter of their journey -- time to build!” 

Powered by Procentia’s software engine IntelliPen, BTPS has delivered a world-class self-service online member portal

BT Pension Scheme (BTPS), the UK’s largest company pension scheme, has gone live with its new pension administration system incorporating a market-leading self-service portal allowing members to manage their pensions online with ease. The pioneering new platform is powered by Procentia’s IntelliPen software, a completely web-based system that provides fully integrated pension administration with automated calculations, workflows, reporting, letter production, document imaging, payments, and online member access.

Deployed on Microsoft Azure and the first of Procentia’s clients to use IntelliPen.Net v2.5, the BTPS implementation is exceptional due to its level of complexity combined with the ambition to achieve high levels of automation. Over 500,000 member records and 2.9-million-member documents have been transferred as part of the move to the new administration system.

Delivered to budget despite the challenges presented by working from home as a result of the global pandemic, project highlights include the automation of highly complex workflows which cover all the options available to members on retirement built on a comprehensive suite of calculations.

Dave Tomlins, Head of Pension Services Delivery, said: “BTPS is transforming how the industry delivers a meaningful experience to its members and Procentia’s pension software is at the heart of our efforts to improve the online service we provide to our members. For us, IntelliPen provides a unified solution in a way no other system can. By focusing on improvements across our processes, teams, training, and technology, we can meet the changing expectations of our members.”

Steve Donkin, CEO, Procentia, said: “BTPS needed a world-class, affordable and versatile system that supported its vision of systems optimisation. Our intuitive IntelliPen solution enables BTPS to become more self-sufficient and undertake many configuration tasks themselves. This platform also ensures members can model retirement plans and make better pension decisions based on full access to this information, drawing data on demand through the member portal.

“Choosing Procentia, BTPS has benefited from our market knowledge and the value we put into customer care. The success of this prestigious project builds on our track record of delivering pension software excellence and innovation. Moreover, it demonstrates we have the technology and expertise to manage the most complex pension schemes on time and to budget.”

The full implementation of the BTPS project represents a major step forward in pension administration software. Unlike many pension administration systems, Procentia’s IntelliPen delivers a complete single system solution that provides all the functions needed to run automated administration services that save time, money, and provides better outcomes for members.

LHV UK (‘LHV’ or the ’Company’), the financial and payment services provider for fintech companies, is pleased to announce a new partnership with Tuum, the leading modular core banking platform offering back-end systems which support transactional retail and business banking. 

  This partnership enables Tuum to offer a single API-based payments platform, which gives fintechs and financial institutions 24/7 access to instant payments, in both GBP and Euro, via the UK Faster Payments and SEPA Instant Schemes. 

  Through this mutual proposition, Tuum’s customers will have access to LHV’s existing banking services such as safeguarding funds, Virtual IBANs, multicurrency bank accounts and FX, amongst others. GerliPay, a fintech challenger providing an online payment solution for start-ups, SMEs and large corporates, will be the first to go live, and capitalise on the benefits of this combined service, with a pipeline of other companies to follow shortly after.  

  The partnership will further enhance LHV’s existing go-to-market strategy and bring new customers to LHV’s highly regarded direct market offering. Currently almost 200 companies have chosen LHV to access instant Euro and GBP payments through its proprietary API ‘LHV Connect’.  

Andres Kitter, Head of LHV UK, said, “Tuum is one of the leading core banking platform providers, servicing numerous established corporates and high-growth fintechs. This partnership allows LHV and Tuum to mutually service customers across a wide range of industries. This proposition allows us to further cement our reputation as the go-to Banking-as-a-Service provider across the UK and Europe.   

“Delivering robust and cutting-edge payment services that allow fintechs to focus on other business priorities is of vital importance to us. LHV provides a single platform from which a variety of banking products can be consumed with minimal operational resources required. Our own direct offering is trialled, tested and widely appraised, and with the addition of Tuum’s banking architecture capabilities, we become a one-stop-shop for aspiring fintechs.” 

Tuum’s Global Head of Alliances and Partnerships, Julien Douve, said, “LHV is one of the most prominent and future-facing financial institutions on the market, combining technical and operational excellence with a strong vision to enable the development of cutting edge financial use cases. This strategic partnership will be a formidable accelerator of innovation for the fintech community. Clients and prospects of Tuum can now avail of the wide range of payment and banking services offered by LHV right from the get-go, enabling faster than ever times to market for new products and services. 

“This joint offering positions Tuum as a partner of choice for newcomers (EMIs, PSPs, crypto etc.) and embedded finance providers alike that are looking to launch innovative propositions in a fast, agile and secure way.” 

• Zopa and Tesco Bank’s car finance product now available online at ClearScore marketplace
• Zopa’s Hire Purchase loan gives eligible consumers access to a pre-approved, guaranteed rate in as little as three minutes
• Partnership takes the guesswork out of buying a car and introduces more choice for millions of car buyers

Tesco Bank is partnering with digital bank Zopa to offer online car financing to millions of UK drivers.

The two banks have come together to offer Hire Purchase car finance online, helping customers find great value car finance in as little as three minutes. The partnership takes the guesswork out of buying a car by combining Tesco Bank’s brand strength and focus on helping customers to manage their money, with Zopa’s capabilities in building innovative digital finance products.

With over 40 million drivers on UK roads¹ and between seven and eight million used cars sold every year in the UK², both banks believe there is a strong demand for this car financing offer. Potential car buyers get access to pre-approved, guaranteed rates, giving them the certainty that they can borrow the cost of their chosen vehicle before stepping foot on the forecourt for a test drive.

Customers simply visit credit marketplace ClearScore and provide details on how much they would like to borrow, before selecting the deal that works for them. The process is transparent and has no impact on their credit profile. All the details are handled by Zopa, who also carry out background checks on the vehicle and the car dealer.

Sigga Sigurdardottir, Chief Customer Officer at Tesco Bank, said: “We want to help those customers where a Tesco Bank personal loan doesn’t work for them to find more great value car finance options. That’s why we’re delighted to team up with Zopa to make this happen. At Tesco Bank, we’re committed to offering products and services which align with the needs of Tesco shoppers, and this proposition means customers can buy their car with ease and confidence.”

Tim Waterman, Chief Commercial Officer at Zopa, added: “Partnering with Tesco Bank is a proud moment for Zopa and our online car finance product. At a time when people want great value, fair financial products and a simple, intuitive experience, Zopa’s digital-first products and market expertise combined with Tesco Bank’s brand strength continues our mission to bring car financing into the twenty first century. By teaming up we’re making it easy for consumers who don’t yet know Zopa to access digitally native, industry leading products adapted to their needs, reaffirming our unwavering commitment to great customer experience.”

Zopa currently serves half a million customers and is currently lending over £100 million per year in car hire purchase finance. Tesco Bank helps more than 5 million customers manage their money a little better every day through banking, insurance and money services

 As part of the ongoing worldwide rollout of its innovation program to promote and enable the highest standards of corporate governance in local and global markets, Broadridge Financial Solutions, Inc. (NYSE:BR) today announced the live operational availability of its “golden copy” event sourcing and proxy vote execution service for custodians and local agents in Switzerland.

The Swiss service is the latest market-ready addition to Broadridge’s fast-growing sub-custody Direct Market Solutions (DMS) product suite that can directly connect investors and issuers.

“This new local service offering for Switzerland is another market-level transformation, empowering all participants throughout the proxy voting lifecycle to transition to a more streamlined and efficient process,” said Demi Derem, GM, International Investor Communication Solutions at Broadridge. “Firms adopting our service for the Swiss market can now capitalize on straight-through processing automation, which extends their clients’ voting window while lowering overall voting costs through a mutualized shared service model.”

Broadridge’s extensive user community – global and local custodian banks, brokers, wealth managers and central securities depositories (CSDs) - can now further enhance their services provided to Swiss market investors by enabling early receipt of issuer-verified event announcements, improved deadlines for submitting votes, confirmation of votes received by the issuer or its agent, and power of attorney services for both bearer and registered shares. Issuers also benefit from a channel through which greater event information can be distributed directly to the investor, and voting transparency is enhanced as instructions can be received in a timelier manner.

Broadridge recently announced its expanded coverage for proxy processing and extended voting windows for 20 sub-custody markets in 2021, with more markets to follow in 2022 and 2023. This complements Broadridge’s existing leading global voting solutions that already provide 100% coverage across 100+ markets.

Proud to win a Silver Stevie® Award From the 18th Annual 2021 International Business Awards® and the 6^th Annual 2021 Globee Business Excellence Awards® as the first international industry recognition for its COVID-19 Support Strategy

New York, Toronto, Charlotte, London, Paris, Amsterdam, Novi Sad, Dubai, Singapore, Hong Kong, Bangkok, Melbourne, Sydney, Auckland, Mumbai, Pune, Bengaluru, Chennai, and Hyderabad.

Synechron, Inc., a leading digital transformation consulting firm focused exclusively on the financial services industry, today announced that its COVID-19 Support strategy has won a duo of key, prestigious awards, both of which recognize the firm’s vital COVID-19 response program. Synechron has won:

• A Silver Stevie Award in the Most Valuable Corporate Response category from the Stevie International Business Awards program, and
• A Silver Globee Award in the Company Response of the Year category from the Business Excellence Awards program  

Synechron’s multi-component COVID-19 Support Strategy program was first rolled out in March 2020, at the height of the global pandemic. Numerous ongoing initiatives were focused on providing multiple forms of critical support to employees throughout the pandemic and continue present day. Programs include an array of employee well-being (both physical and mental) services and consultations, emergency financial assistance and added insurance benefits, a toll-free 24/7 COVID-19 mobile helpline, business continuity and continuous employee engagement plans, partnerships with multiple hospitals and medical facilities, and assembling volunteer, peer employee-led COVID-19 Support Teams. In addition, vaccination clinics were subsequently established for employees and their families in India, at no cost to them.

This award has further been bestowed upon Synechron as testimony to the positive initiatives and impact that Synechron’s multiple programs have had on society in general, since they rolled out at the beginning of and continued throughout the pandemic. This includes multiple in-person and virtual CSR programs by Synechron’s COVID support cell supporting local NGO’s, healthcare institutions, and government bodies so that everyone could stay indoors and stay safe.

This year’s twin win awards are especially meaningful to Synechron because they mark the first international industry award recognition for its COVID support. At a time of great global challenges and important needs across populations of employees, this COVID-19 Support Strategy has shown Synechron’s commitment to employee care and well-being, and to organizational excellence across the company. Most importantly, they symbolize Synechron’s dedication -- beyond its business continuity focus -- towards its greater and most important purpose, the well-being and safety of its people. With support from global employees, Synechron’s leadership, COVID-19 Support cell of volunteers and operations teams (Synechron COVID Warriors) worked together tirelessly to devise a sustainable support plan to help combat the effects of the pandemic, prioritizing employee welfare wherever possible.

John Gaunt, Chief Human Resources Officer – Synechron said of these award honors, “When the pandemic began, we figured this was an anomaly. So, we envisioned that key, new strategies were needed to be as unique as the situation we all faced. Our overarching goal was then and continues to be as we move into an uncertain future, to make our employees and their families feel safe, despite the uncertainty that the ongoing virus itself has caused. We continue to work diligently to balance our virtual efforts between employee welfare and business continuity.” He added, “I feel incredibly proud of all that we were able to achieve to ensure our employees well-being, and how we can continue to provide key support services. This is indeed a well-deserved win for the entire Synechron team.”

Satadru Sinha, Sr. Director and Head of Administration – Synechron added, “We’ve always been an employee-first organization. Consequently, when COVID-19 hit we immediately sprang into action. We are proud of this achievement, and we’d like to thank all our ‘COVID Warriors’ who, without hesitation, dedicated their time and energy to ensure that all of our employees’ well-being was prioritized.”  

Synechron’s multi-pronged COVID-19 Support Strategy approach is on-going, even as many employees continue working from home, some have returned to the office, and others have elected a hybrid work policy. Synechron continues to check in on and monitor employees’ physical & mental health and well-being, conduct employee surveys, local Town Halls, and interactions with leadership, as well as hosting engagement programs designed to enable employee interaction. virtual activities have included fun games, quizzes, cooking, arts and crafts, dance, yoga, photography, fashion sessions and many more.  

The International Business Awards (IBAs) are the world’s premier business awards program. All individuals and organizations worldwide – public and private, for-profit, and non-profit, large, and small -- are eligible to submit nominations. In 2021, the IBAs received entries from organizations in 63 nations and territories. More than 3,700 nominations from organizations of all sizes and every industry were eligible for consideration in a wide range of categories. The Stevie Award winners were determined by the average scores of more than 260 executives worldwide who participated in the judging process from June through early August. Winners were determined based upon the tactical strategies that were put into practice.

“What we’ve seen in this year’s IBA nominations is that organizations around the world, in every sector, have continued to innovate and succeed, despite the setbacks, obstacles and tragedies of the ongoing COVID-19 pandemic,” said Stevie Awards president Maggie Gallagher. “All of this year’s Stevie Award winners are to be applauded for their persistence and their resilience. We look forward to celebrating their achievements with them during our December 8th virtual awards ceremony.”

As the ongoing COVID-19 pandemic continues, Stevie Award winners will be celebrated during a virtual awards ceremony held on Wednesday, December 8, 2021, in lieu of winners receiving their awards on stage during a traditional IBA banquet gala. Details about The International Business Awards and the lists of Stevie Award winners are available at: www.StevieAwards.com/IBA.

The Globee Business Awards recognize the world’s best employers, employees, and human resource professionals as well as HR teams, achievements ad HR-related products, services, trainings, and consultants who help to create and drive the best places to work. This annual award celebrates the individuals and teams who set industry benchmarks for excellence. All organizations private or public, corporations, nonprofits, associations, vendors, and government organizations worldwide are eligible to enter. Judges from a spectrum of industry voices from around the world participated and their average scores and inputs determined the 2021 award winners.       

Collaboration provides banks with a pre-integrated fintech solution used by some of the worlds’ most innovative payment companies including Klarna, Uber and Square

Temenos (SIX: TEMN), the banking software company, today announced that modern card issuing and payment processing platform Marqeta has joined the Temenos MarketPlace, a renowned ecosystem of fintech solutions for banks running on the world’s #1 digital and core banking platform.

Marqeta powers some of the worlds’ most innovative payment solutions including Klarna, Uber and Square. Joining the Temenos MarketPlace brings this market-leading solution to banks worldwide, from challenger banks to established incumbents. With instant access to Marqeta’s technology, these banks can bring new card and payment ideas and experiences to market at speed.

The integration of Marqeta enables Temenos’ banking and financial institution customers to leverage Marqeta’s open API, Tokenization as a Service, Just in Time Gateway funding, as well as other market-leading functionality. Agility is key and with Marqeta, financial services innovators can build, test, launch and iterate modern and scalable card programs from the ground up on their terms, without expensive or time-consuming change requests.

Temenos’ modern technology architecture, robust APIs and MarketPlace of world-class fintechs, enables banks to embrace a platform-based business model, quickly integrate innovative solutions and offer their customers a broader range of financial services. In this year’s global banking report from The Economist Intelligence Unit report and Temenos, 80% of respondents saw the platformization of banking services as a key trend by 2025, and almost half (47%) were committed to transforming their businesses into digital ecosystems with the bank at the center of the customer experience.

Ian Johnson, Managing Director, Marqeta Europe, said: “We’re impressed by Temenos’ work in curating the best of modern fintech solutions in one place for the benefit of forward-thinking and innovative financial institutions around the world. By working alongside Temenos and other modern solutions within its MarketPlace, we’re able to support the ambitions of businesses who might wish to call upon a range of expertise from within today’s fast-evolving payments ecosystem. Indeed, it’s clear that the future of payments is platform-based, and this partnership is about helping as many businesses as possible take advantage of the opportunities this landscape offers.”

Martin Bailey, Product Director Innovation and Ecosystem, Temenos, added: “Marqeta’s card issuing and payment processing platform is setting the industry standard for API-first payments functionality. In the face of increased competition and rising expectations, banks must compete on experience to attract and retain customers and grow share of wallet. Agility and speed to market are key. This latest addition to the Temenos MarketPlace offers a pre-integrated solution for banks to create a tailored payment experience and build card programs in hours, not months. We’re delighted this exciting business has joined MarketPlace and confident it will benefit our customers now and into the future, thanks to Marqeta’s commitment to continual innovation.”

Global venture capital firm Antler has invested in eight new portfolio companies as part of its Stockholm cohort. The startups focus on industries including recycling electrical devices, impact investing, and sustainable packaging, improving mental wellbeing, monitoring data centres and making communication more efficient with AI. This is Antler’s fifth cohort out of Sweden, and it has now supported 700 entrepreneurs and invested in 75 early-stage startups in the Nordics.

Each of these companies will be given a platform at Antler’s Restart Summit, a conference that marks the end of the year-long eponymous pandemic initiative to support the creation of new businesses in Sweden. The lightning pitches will be framed by inspiring discussions, featuring speakers such as Oscar Höglund, CEO of Epidemic Sound, and each of the startups will discuss current trends, and why they decided to build in that space.

Livia Moore, Associate Partner, Marketing at Antler says, "As we enter the new normal, we have a collective responsibility to act. We need to rebuild industries to ensure that they are more sustainable, more efficient, and positivelyA contribute to society at large. At Antler, we believe that founders will drive this change forward. That is why we're keen to provide a platform to both the current and next generation of leading entrepreneurs at Restart Summit."

To kick off the event, journalist Mia Odabas will be talking about taking the Swedish tech ecosystem to the next level with Anna Nordell Westling, Co-founder/CMO Sana Labs, Nicklas Bergman, Angel investor and EIC Fund advisor, Sara Resvik, CEO Backing Minds, Marie Wall, Deputy Director Startups at Ministry of Enterprise and Johan Attby, Founder/CEO Fishbrain.

Please find some more information about Antler's new portfolio companies below, each of which will be speaking at Restart Summit.

Worthmore helps people and companies to make an impact with their used electronics. They make it easy for users to calculate the impact they could make by donating their phones to a cause they care about and provide a simple logistical solution to do so.

Circulate is a B2B marketplace for sustainable packaging and a purchasing tool for European SMEs. Their mission is to speed up the world's transition to more sustainable consumption and a circular economy by connecting packaging producers and resellers with relevant buyers across markets.

PhantomIQ is a DeepTech, SaaS-platform that reduces complexities, saves costs and simplifies Private Cloud management. Their solution provides comprehensive monitoring, a state-of-the-art insight engine, and hybrid resource management that gives valuable insights and increases the utilization of their customers’ cloud infrastructure.

Finuprise is an impact investing platform that allows millennial investors to invest in publicly traded companies aligned with their values.

​Off The Court connects the current generation of high-level athletes with aspiring youth. A marketplace that makes it easy to find a perfect mentor and coach who has overcome similar challenges. Align goals, create a plan, and succeed together!

Reeler is a platform to streamline user-generated content campaigns. Collect, organize and publish user-generated content in any marketing channel – hassle-free.

NudgeLabs provides employees with empowering advice based on true data, to improve the health and performance of individuals and organizations, making wellbeing the natural state in this high-performance and high-stress world.

Hypertype makes business email communications more efficient by combining AI, sales expertise, and human touch. Their approach to data, State-of-the-art AI/ML pipeline and user experience focus make the offer unique.