Over Half of Brits Lack Retirement Confidence as Cost-of-Living Bites

• 2 months 1 week ago
• Personal Finance

New research from PensionBee, a leader in the consumer retirement market, reveals that September is a pinch point for household budgets, with rising bills leading many to reconsider their long-term savings. A nationally representative survey of 1,000 UK adults found that utilities and energy bills (26%) and food (20%) top the list of September money worries, followed by back-to-school costs (16%) and rent or mortgage payments (15%).

Fintech Startup Chest Set to Launch New Pension App That Turns Savings From Everyday Spending Into Future Retirement Funds

• 2 months 1 week ago
• Personal Finance

New fintech startup Chest, a cash rewards-to-pension app, is inviting young people to join its 1200-strong community lining up to be amongst the first to open a Chest pension when it launches this Autumn. 

PensionBee’s Pension Landscape 2025: South-East Savers Outperform Other Regions, While Gender Gap Remains Widest Outside London

• 2 months 2 weeks ago
• Personal Finance

PensionBee, a leader in the consumer retirement market, has released its annual Pension Landscape for 2025. Based on analysis of more than 285,000 PensionBee customers as at June 2025, it reveals the substantial differences in average pension pot sizes, depending on a saver’s age, gender and location.

Plaid’s 2025 Fintech Effect: Consumers in the U.S. and U.K. Turn to Fintech as Economic Pressures Mount

• 2 months 2 weeks ago
• Personal Finance

Plaid today released its annual Fintech Effect report, revealing that while consumers in the U.S. and U.K. continue to feel the weight of inflation and economic uncertainty, fintech has become a trusted lifeline—helping people save, build confidence, and make smarter financial decisions.

Gen Z and Millennials Boast Strongest Appetite to Invest Compared to Older Generations

• 2 months 2 weeks ago
• Personal Finance

Younger generations are demonstrating much greater appetite to invest compared to their parents’ generation as they look to beat inflation and low returns on cash savings, according to research from new personalised wealth management platform, Stratiphy.

Checkout.com Data Release: Wet Weather Pushes Late-August Clothing Spend to Yearly Highs

• 2 months 2 weeks ago
• Personal Finance

New data from Checkout.com, leading global digital payments company, reveals significant peaks in online clothing spending, with August emerging as the most notable month of the year for consumer fashion purchases. Transaction data shows a clear spike at the end of the month, with the last week of August (ending 31st) seeing an astonishing 70.8% surge in spending compared to the average week for the year to date.

Fiserv Small Business Index Holds Steady in August as Consumer Resilience Meets Spending Caution

• 2 months 3 weeks ago
• Personal Finance

Fiserv, Inc., a leading global provider of payments and financial services technology, has published the Fiserv Small Business Index for August 2025, with the seasonally-adjusted Index holding steady at 149. Year-over-year sales (+3.9%) and transactions (+3.7%) remained strong, as resilient consumer spending continued. Average ticket sizes (+0.3%) also grew compared to 2024.

School Costs Leave Parents’ Pensions Short-Changed, New PensionBee Survey Finds

• 2 months 3 weeks ago
• Personal Finance

As UK children prepare to head back to school, a new survey from PensionBee, a leader in the consumer retirement market, reveals the stark financial trade-offs parents are being forced to make – with saving for retirement often one of the first casualties.

FCA Seeks Boost to Workplace Savings to Help People Navigate Their Financial Lives

• 2 months 3 weeks ago
• Personal Finance

The FCA is providing clarity around workplace savings schemes so employers and savings providers can offer them with greater confidence. To help more employees benefit, the FCA has worked with partners to provide clarity on the rules around schemes. This includes setting out how employers can avoid breaching National Minimum Wage requirements and explaining how providers can meet financial promotions requirements.

New Global Research Reveals AI's Role in Student Money Management

• 2 months 4 weeks ago
• Personal Finance

2 in 5 Brits Have Used AI for Personal Finance Advice

• 3 months 4 days ago
• Personal Finance

2 in 5 Brits (40%) have used a generative AI tool such as ChatGPT or Gemini for personal finance advice, according to research by personal finance comparison site Finder. That’s an estimated 21.3 million people in the UK. 

Students Say Managing Bills is the Hardest Part of Being an Adult at University

• 3 months 6 days ago
• Personal Finance

With over half a million UK students expected to head1 to university for the first time this Autumn, a Visa study reveals that more than a third (39%) of current UK university students say managing bills is the hardest part of adulting* at university. This ranks higher than other struggles including eating healthy meals (31%), maintaining a clean home (29%) and doing laundry (26%). 

Happy Money Study Reveals Gap Between Consumers’ Financial Stress and Their Debt Management Strategies

• 3 months 1 week ago
• Personal Finance

  Happy Money, a leading consumer finance company dedicated to empowering individuals through responsible lending, today released The Credit Check-In, a new report exploring how Americans are managing debt and financial stress in 2025.

Pension Saving Strong in 2025, Yet Gender Inequality Remains Entrenched

• 3 months 1 week ago
• Personal Finance

Pension savers have maintained strong contribution levels in the first half of 2025, sustaining the record momentum seen in 2024, according to new analysis from leading online pension provider, PensionBee. However, the figures, based on 286,000 invested PensionBee customers as of 30 June 2025, reveal a persistent gender gap in pension savings, highlighting ongoing inequality in retirement outcomes and raising fresh questions about how to close... more

Small Businesses Could Unlock Hundreds in Extra Savings Interest With Smarter Account Choices

• 3 months 2 weeks ago
• Personal Finance

Small businesses could boost their savings by up to £190 a year by being more aware of how interest rates are structured on business savings accounts, according to new analysis by Moneybox using data from Moneyfacts. The findings highlight a significant opportunity for small businesses to improve their cash flow by making simple, informed decisions about where to hold their funds.