New Triple Access Savings Account Gives UK Savers Flexibility Without Sacrificing Returns

  • Personal Finance
  • 13.07.2026 09:50 am

thisbank, the UK bank focused on simplifying everyday banking, has launched its new Triple Access Savings Account, offering UK savers a competitive 4.20 gross / 4.28% AER (variable) while allowing them to access their money up to three times each year without closing the account.

The launch comes at a time when millions of savers continue to shop around for better returns as interest rates remain significantly higher than in recent years.

Designed for customers who want their savings to work harder without locking their money away, the account bridges the gap between traditional easy access and fixed-rate savings products. Customers can open an account with a minimum deposit of £1,000 and save up to £500,000, with interest calculated daily and paid monthly.

As households continue to balance the need to build financial resilience while retaining access to cash for unexpected expenses, holidays, home improvements and other planned purchases, the new account offers customers greater choice and flexibility.

Chris Waring, CEO of thisbank, said: "People tell us they want their savings to earn a competitive return, but they also want the reassurance that they can access their money if life changes. Too often, they've been forced to choose between flexibility and a better rate.

Our new Triple Access Savings Account has been designed to remove that compromise. Customers can enjoy a highly competitive return while still having the confidence that they can withdraw their money up to three times each year if they need it.

At thisbank we're building products that are straightforward, transparent and genuinely useful. Banking shouldn't be about hidden catches or unnecessary complexity, it should help people make the most of their money, whatever they're saving for."

The Triple Access Savings Account forms part of thisbank's growing range of savings products, which are designed to offer customers clear, competitive options backed by a simple digital experience and UK-based customer support.

Key features include:

  • 4.20% gross / 4.28% AER variable

  • Up to three withdrawals every 12 months

  • Minimum opening balance of £1,000

  • Maximum balance of £500,000

  • Interest calculated daily and paid monthly

  • Accounts can be opened online in under five minutes

  • Eligible deposits protected by the Financial Services Compensation Scheme (FSCS), subject to applicable limits.

The launch follows recent recognition for thisbank’s commitment to delivering simple, competitive products and a seamless digital customer experience. The bank was named Best Fixed Account Provider at the Moneyfacts Awards and won Best Website Transformation, “Elevating the Digital Customer Experience” at the Financial Forum Awards.

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