Gareth Jones is set to join Atom Bank as its new Chief Risk Officer, pending regulatory approval. He will succeed Chris Sparks, who is retiring after nine years at the bank. Jones comes to Atom Bank from The Co-operative Bank, where he served for 26 years, most recently as Chief Risk Officer. Throughout his career, he has held various roles in product, strategy, finance, and risk management.

In his new role, Jones will focus on maintaining and enhancing Atom Bank's risk-management culture, which has been integral to its growth and success since its inception. His pragmatic approach to risk management will play a crucial role in safeguarding Atom's position as an innovative, efficient, and customer-centric business within the UK banking sector.

Regarding his appointment, Gareth Jones stated, “The opportunity to join an ambitious and progressive digital business like Atom bank was too good an opportunity to pass up.
“I’m excited to be working at a company with such strong customer advocacy, supported by an impressive risk management culture and capability. I look forward to getting started and building on Atom’s already significant achievements.”

Mark Mullen, CEO of Atom:

“We’re delighted to welcome Gareth to Atom at a crucial stage of growth for the business. I’d also like to take this time to wish Chris a happy retirement, and thank him for all his hard work in making Atom what it is today.

“With extensive experience in the sector and a genuine commitment to both customers and employees, Gareth comes with excellent credentials and a proven track record in risk management, risk culture and leadership. His contributions will be vital to Atom, as we continue to grow our proposition and build sustainable profitability.”