XMDS Holding, renowned for its flagship company Ximedes, a pioneer in software solutions for FinTech and FareTech, proudly announces the launch of XPP. XPP becomes the umbrella organisation under which the specialised payment solutions Vayapay, Ginger Payments, KUARIO, and Pecunda operate. This strategic combination strengthens these proven solutions in their specific markets, from education and public facilities to public transport and financial services.

XPP represents a significant milestone for XMDS Holding, reaffirming its commitment to excellence in payment solutions. As part of the XMDS Holding family, XPP continues to build on years of innovation, expertise, and dedication to deliver unparalleled payment products. Headquartered in Haarlem, XPP's technology serves thousands of clients across Europe, ensuring seamless payments and transactions in various sectors.

"Our mission is to modernise embedded transactions and payments with scalable payment solutions," says Tom van der Poel, CEO of XPP. "Under the XPP umbrella, we offer specialised SaaS solutions for various sectors, from education and public facilities such as libraries and post offices, to public transport and financial services. Each platform removes the complexity of payments within its specific domain, with proven technology that perfectly aligns with sector requirements."

Key Clients and Reach:

• Swiss and Austrian Post Offices: Our technology powers seamless transactions for printers in all post offices across Switzerland and Austria.  
• Libraries: Trusted by libraries across Sweden, the UK, Netherlands, and Germany for seamless payment solutions.  
• Banks: Ginger Payments serves major banks such as Rabobank and payment service providers as Fiserv/EMS and Xpate with robust online payment technology.  
• Universities: Providing payment solutions to major universities across the Netherlands and Germany, enhancing the academic environment with seamless transaction technology.  
• Public Transport: Powering frictionless contactless EMV and digital ticketing solutions for major Nordic operators including Flytoget and FARA.

The brands under XPP have established a strong international position. The payment solutions can be found in libraries across the Netherlands, Germany, Sweden and the UK, while the education solutions are implemented at universities in the Netherlands and Germany. In the transport sector, leading public transport companies such as Norwegian Flytoget and FARA rely on XPP technology.  The payment solutions are also integrated into post offices across Switzerland and Austria. In the financial sector, they serve major banks like Rabobank and payment service providers such as Fiserv/EMS and Xpate with robust online payment technology. 

"From morning coffee in the canteen, a journey on public transport, to printing at the library – across Europe, people unknowingly use our XPP technology every day," says Tom van der Poel, CEO of XPP. "Our standardised SaaS solutions enable libraries, post offices, universities, transport operators and financial institutions to process embedded payments seamlessly. Through this integration, we help organisations operate more efficiently and provide their customers with a smoother experience." 

"The launch of XPP marks a significant milestone for XMDS Holding," says René Hodde, Founder/CEO of XMDS Holding. "While we're known for our expertise in payment software, XPP elevates our offering by delivering specialised payment products across key European sectors. This focused approach empowers our clients to thrive while strengthening our position as a leader in the payments industry.”