Mastercard announces the successful execution of live, end-to-end agentic payment transactions across Latin America and the Caribbean (LAC), marking a major step forward in bringing AI-driven commerce from concept to real-world application. These transactions demonstrate AI agents actively initiating and completing payments on behalf of customers, with full cardholder consent, using existing payment infrastructure.

While agentic commerce continues to mature, much of the industry remains focused on readiness and early experimentation. These transactions show that agentic payments can operate today – securely and at scale – on the Mastercard network and in regions primed for adoption. All the transactions were performed in controlled environments using Mastercard Agent Pay, the company’s infrastructure for enabling secure, scalable and trusted payments in agentic commerce.

Participating processors and issuers in the region, including BAC, Banco de la Nacion Argentina, Banco Falabella, Banco Galicia, Banco Itaú, Banco Ripley, Banco Security de BICE, Bancolombia (a Cibest Group company), Banamex, Cencosud-Scotiabank, Davivienda, Dock, Evertec, Oriental Bank, Pomelo, Santander, and ueno bank executed live, fully authorized transactions with debit and credit cards to purchase products ranging from makeup and beauty accessories to groceries, books and digital goods. The transactions were enabled in partnership with regional processors and merchant payment platforms, supporting end‑to‑end authorization across issuers, merchants and the Mastercard network.

These real-world purchases illustrate how agentic commerce can support both everyday and digital use cases. All transactions were fully authorized with cardholder consent, and participants in the payment flow could clearly see and recognize that an AI agent conducted the transaction.