Tink, A Visa Solution, and Fidelity International (“Fidelity”), a global asset manager and retirement savings business, have partnered to enable account top-ups via Pay by Bank – a fast, secure, open banking payment method – for Fidelity’s Personal Investing customers and advised clients on the Fidelity Adviser Solutions platform.  

The new capability allows users to quickly top up ISAs, SIPPs, Cash Management Accounts and General Investment Accounts directly from their bank accounts using their secure bank log-in details, protected by Strong Customer Authentication (SCA) such as Face ID.  

Ian Hood, Chief Digital Officer, Global Platform Solutions, Fidelity International said: “Fidelity’s focus is always on making investing as accessible and straightforward as possible. Partnering with Tink to offer Pay by Bank gives both our personal investors and our advised clients a fast, convenient way to fund accounts – removing friction and improving the overall customer experience.  

“By integrating Pay by Bank, we’re expanding our digital payments infrastructure to offer a modern, secure alternative to traditional methods like manual bank transfers, helping users move money quickly and safely.”  

Pay by Bank is a fast-growing payment method that is powered by open banking, and this partnership demonstrates how consumers are getting more choice than ever when paying. Findings from Juniper Research reveal that total open banking users will reach over 645 million globally in 2029 – up from 183 million in 2025.

Ian Morrin, Head of Payments at Tink, said: “Pay by Bank represents the next evolution of open banking payments, delivering a fast, secure way to pay directly from your bank account. As adoption accelerates, we’re thrilled to see leading institutions like Fidelity put open banking at the heart of their payments experiences to make topping up investment accounts more seamless.”