Leading AI-powered credit decision platform provider, Scienaptic, announced that American Cycle Finance (ACF) has successfully deployed its platform. The implementation empowers ACF to assist its partner motorcycle dealers in selling more vehicles to customers with limited or no credit history through sharper, AI-driven credit decisions.

With a network of more than 450 motorcycle retailers across 24 states, ACF's program equips dealers with fast, easy application processing and loan servicing for their motorcycle sales transactions. With Scienaptic's AI-powered credit decisioning platform, ACF is positioned to offer enhanced, automated credit decisions to help increase credit availability for its customers.

“Deploying Scienaptic's AI-powered credit decisioning platform has resulted in significantly higher automation and credit approvals across portfolios. In one portfolio we are seeing 2X incremental approvals without any increase in risk,” said Ben Donnarumma, President of American Cycle Finance. “As we continue to use Scienaptic’s platform, we look forward to increased approvals and faster decisioning cycles for our customers.”

“ACF is enhancing the buying experience by helping its partners reach more customers, overcoming existing or past credit challenges and get a second chance to finance the motorcycle of their dreams,” said Pankaj Jain, President of Scienaptic. “With Scienaptic’s AI-powered credit decisioning platform, ACF can offer more credit approvals to customers who previously experienced credit turndowns or declines, despite their credit score. We are pleased to help ACF get more motorcycle enthusiasts on the road.”