AirPlus International and Kresus Technologies, today announce a new partnership, in collaboration with Mastercard, to help European businesses better manage everyday indirect spending.  

By combining AirPlus virtual cards, Kresus Technologies payment platform, and Mastercard’s global acceptance network, businesses gain enhanced control and visibility over transactions through a single, streamlined payment and approval platform.  

The new solution addresses a persistent challenge for finance and procurement teams: managing indirect spend which refers to low-value, non-strategic purchases such as online subscriptions, one-off suppliers, licence renewals or urgent repairs, which often fall outside standard procurement processes but can account for 20–30% of total expenditure. 

The solution brings together three key capabilities across the indirect spend lifecycle: 

• Acceptance: Businesses can pay any supplier - including those who do not accept card payments - without the need to onboard occasional vendors. 

• Approval: Each transaction follows configurable approval workflows aligned with internal policies, strengthening control without adding complexity for employees. 

• Integration: Payments are automatically reconciled within existing ERP and finance systems, ensuring seamless alignment between spending and accounting. 

This enables organisations to pay a broad range of suppliers, including those not traditionally enabled for card payments, while improving cash flow and reducing the risk of late supplier payments.  

It also strengthens control, visibility and consistency across tail spend for businesses across Europe, supporting compliant purchasing and payment processes. 

David Baker, Head of Global Bank & Distribution, B2B Partners and Solution Sales, AirPlus International: “For over thirty years, AirPlus has supported businesses in digitalising their corporate payments. By combining our virtual card expertise with Kresus’s technology platform and the Mastercard network, we offer procurement and finance departments an operational solution for non-strategic purchases, immediately deployable across Europe.” 

César Vial, CEO of Kresus Technologies: “Kresus brings the technical infrastructure that makes this kind of partnership possible — the orchestration layer that turns corporate card programmes into intelligent, scalable payment experiences. Combining that with AirPlus's unmatched distribution reach among European corporates and Mastercard's global network creates a uniquely powerful approach that the European market has never seen before.” 

Tulsi Narayan, Executive Vice President, Commercial & New Payment Flows, Europe, Mastercard: “Businesses throughout Europe are seeking smarter and more efficient approaches to managing tail spend and B2B payments. Through our collaboration with Kresus and AirPlus, we’re combining intelligent payment orchestration with Mastercard’s global acceptance network to deliver stronger control, improved security, better cash flow, and more streamlined processes — enabling businesses to scale with greater efficiency and confidence.”