Affirm , the payment network that empowers consumers and helps merchants drive growth, today announced a new partnership with Mattress Firm, the nation’s largest mattress specialty retailer. Shoppers can now use Affirm to pay over time both in-store at more than 2,200 Mattress Firm locations nationwide and online at MattressFirm.com—just in time for the retailer’s Memorial Day sale, one of its biggest annual events.

Paying with Affirm is simple. In stores, customers can apply using a link sent to their smartphone by a store associate. Online, they can simply select Affirm at checkout. In either case, shoppers will go through a quick eligibility check. If approved, they will see customized biweekly and monthly payment plans, with as low as 0% APR, and no late or hidden fees.

“At Mattress Firm, we’re always looking for ways to make it easier for our customers to get the sleep products they need,” said George Hanson, Chief Digital Officer at Mattress Firm. “With Affirm now available both online and in-store, we’re giving shoppers a simple, flexible way to pay—especially during one of our biggest sales of the year.”

“We’re proud to partner with Mattress Firm to bring flexible, transparent payment options to their customers,” said Pat Suh, SVP of Revenue at Affirm. “Quality sleep is a meaningful investment, and we look forward to seeing Mattress Firm’s shoppers choose to 'Affirm' their purchases—knowing they can do so with clarity, confidence, and no late or hidden fees. It’s a better way to pay—and an easier way to rest.”