ConnectOne Bank Is Building the Future of Commercial Lending on nCino’s Agentic Operating System
- 2 months 1 day ago
- Lending
nCino, Inc., the platform for agentic AI banking, today announced that ConnectOne Bank is actively deploying nCino’s embedded AI capabilities across its commercial lending operations. Through a combination of nCino Banking Advisor capabilities now live in production and two custom AI agents built on the nCino Agentic Operating System (AOS), ConnectOne is expanding what its bankers can do and laying the foundation for a new level of operational... more
1 in 7 Avoid Applying for Credit Due to Fear of Rejection, New Research Reveals
- 2 months 2 days ago
- Lending
New research from Compare the Market suggests that fear of being turned down for credit is preventing millions of people from applying for financial products altogether, as new Buy Now Pay Later (BNPL) affordability checks are introduced across the UK. From 15 July 2026, BNPL providers will be required to carry out affordability and creditworthiness checks before approving credit, bringing the sector under Financial Conduct Authority (FCA)... more
Klarna Adds Germany to Its Capital Efficiency Platform With a €900M Facility Supporting €5B in Financing Expansion
- 2 months 6 days ago
- Lending
Klarna, the global digital bank and flexible payments provider, has established its first forward flow and warehouse financing agreement in Germany, a €900 million facility to fuel growth of its consumer financing products. The facility responds to robust demand for Klarna's Fair Financing products in one of Europe's largest consumer markets.
Kikoff Acquires The Service Bureau's Technology, Expanding the Kikoff Enterprise Credit Platform
- 2 months 1 week ago
- Lending
Kikoff, the fintech company on a mission to empower everyone to achieve financial security, today announced it has acquired technology, customer relationships, and other key assets of The Service Bureau (TSB), a leading provider of credit reporting and data furnishing solutions trusted by over 1,000 businesses across the credit ecosystem.
Happy Money Shares Key Trends for Institutions Navigating a Changing Lending Landscape
- 2 months 1 week ago
- Lending
As banks and credit unions enter the second half of the year, the consumer credit market is producing mixed signals. While headline data signals resilience, beneath these averages lies a more uneven reality: many households are still heavily burdened by high-interest credit card debt. At the same time, borrowers increasingly demand fast, transparent and digitally-enabled lending experiences, and they’re not hesitating to look to non-traditional... more
Canadians Are Spending More on Groceries and Increasingly Turning to Pay Later to Keep Up
- 2 months 1 week ago
- Lending
As grocery prices continue to strain household budgets across Canada, many Canadians are changing how they shop and manage their money to keep up. The Grocery Gap Report, conducted by KOHO, found that average grocery spending per user increased approximately 5% year-over-year, rising from $261 to $275 per month. The increase was driven by both larger baskets and more frequent trips to the grocery store.
Buy Now, Pay Later Usage Widespread Across Generations
- 2 months 1 week ago
- Lending
Buy now, pay later (BNPL) will come under Financial Conduct Authority (FCA) regulation this month, meaning BNPL borrowers will benefit from stronger protections. As part of the changes, BNPL providers will be required to carry out proportionate affordability checks to protect consumers from unaffordable agreements, as well as offer support to consumers in financial difficulty. Consumers will also be able to complain to the Financial Ombudsman... more
DNB Goes Live on the nCino Platform to Modernise and Scale Corporate Lending Across International Markets
- 2 months 2 weeks ago
- Lending
nCino, Inc., the platform for agentic AI banking, today announced that DNB has gone live on the nCino Platform, powering its corporate lending business, with plans to extend to SME lending next year. Headquartered in Oslo, Norway, DNB serves over 2 million retail customers and more than 200,000 corporate clients across a global network of branches. As the world’s leading shipping- and seafood-bank and a major international player in the energy... more
Michigan First Credit Union Chooses Scienaptic AI to Unlock Smarter Lending
- 2 months 2 weeks ago
- Lending
Scienaptic AI, a global leader in AI powered credit decisioning technology, today announced that Michigan First Credit Union has selected its AI platform to modernize its lending operations, enhance decisioning speed, and responsibly expand access to credit for its growing membership.
Qliro Signs Strategic Agreement to Become PPRO's Nordic BNPL Partner
- 2 months 2 weeks ago
- Lending
Qliro AB (publ) ("Qliro") today announced that it has partnered with PPRO, the leading local payments platform. Through this exclusive partnership, Qliro becomes the only BNPL provider available to PPRO's network of payment service providers (PSPs) and merchants across Sweden, Norway, Finland and Denmark.
UK Consumer Credit Market Grows on Strong Demand and Increased Competition Amid a Shifting Risk Environment
- 2 months 2 weeks ago
- Lending
Research by TransUnion in the UK shows that the consumer credit market saw continued strong growth with rising outstanding balances, increased new credit issuance and expanded credit participation during Q1 2026, while the consumer delinquency rate rose only slightly compared to the same period a year ago.
Upstart Announces Agreement with Neuberger Specialty Finance for Investment in up to $600M of Consumer Loans
- 2 months 3 weeks ago
- Lending
Upstart Holdings, Inc., the leading artificial intelligence (AI) lending marketplace, today announced its renewal of its forward-flow agreement with Neuberger Specialty Finance, the dedicated asset-based investment team within Neuberger, a global investment management firm. As part of the renewal, funds managed by Neuberger Specialty Finance are expected to invest in up to $600M of consumer loans originated through the Upstart platform.
EBRD Lends US$50 Million to SQB
- 2 months 3 weeks ago
- Lending
The European Bank for Reconstruction and Development (EBRD) is creating growth opportunities for micro, small and medium-sized enterprises (MSMEs) owned by young individuals in Uzbekistan by providing financing to O’zsanoatqurilishbank (SQB), Uzbekistan’s third-largest state-owned lender.
Atom Bank Pioneers Next-Generation Commercial Lending with Flowable Implementation
Atom bank, one of the UK’s highest rated banks on Trustpilot, has announced the successful implementation of the Flowable process automation engine, a core technology initiative designed to redefine speed, efficiency, and scalability within the commercial lending market. Flowable’s agentic case platform establishes a custom architecture across the bank’s operations, dramatically cutting target origination times and positioning Atom at the... more
TS Imagine Expands EMS Product Coverage to Loans
- 3 months 1 day ago
- Lending
TS Imagine, a leading platform for integrated electronic front-office multi-asset trading, portfolio management, prime brokerage and financial risk management, today announced the expansion of product coverage within its TradeSmart Fixed Income EMS to include comprehensive support for loans trading.
