Vield Partners with Integral to Automate Hedging as Crypto-Backed Lending Scales
- 17 hours 46 min ago
- Lending
Vield, an Australian crypto-backed lending platform, has partnered with Integral, to enhance its trading and risk management capabilities through automated, institutional-grade execution technology.
Government Delivers Fairer Deal for Shoppers as Buy Now, Pay Later Rules Come into Force
- 20 hours 18 min ago
- Lending
Millions of shoppers using Buy-Now, Pay-Later services will be better protected by new rules that have come into force today (15 July), delivering on a commitment this government made to end the Buy-Now, Pay-Later Wild-West.
PayPal brings ‘Pay in 30 Days’ to UK shoppers
- 1 day 16 hours ago
- Lending
PayPal, the UK’s most trusted Buy Now, Pay Later (BNPL) provider, today launches Pay in 30 Days, giving eligible British customers more choice and flexibility for online purchases made using PayPal. Available to eligible customers within PayPal’s nearly 30 million customers base in the UK, Pay in 30 Days lets shoppers complete a purchase today and pay the full amount up to 30 days later – with no interest, no sign-up fees and no additional... more
Creditspring Surpasses £1 Billion in Loan Disbursements as Demand for Fair, Predictable Credit Grows
- 1 day 18 hours ago
- Lending
Creditspring, the subscription-based credit provider on a mission to improve financial stability across the UK, has surpassed £1 billion in total loan disbursements, marking a major milestone in its growth and the continued expansion of fairer, more predictable credit.
New BNPL Regulations from 15 July: Ecommpay Warns About the Checkout and Reputational Impact for Merchants
- 2 days 19 hours ago
- Lending
As the interest-free instalment model behind most BNPL products comes under full FCA supervision from today - 15th July 2026 - Ecommpay, the inclusive global payments platform, is urging merchants to double-check the regulatory readiness of their Buy Now, Pay Later (BNPL) partners and payment providers.
Three Quarters of UK Consumers Support Buy Now, Pay Later Regulation as New Rules Introduce Stronger Protections
- 2 days 19 hours ago
- Lending
More than three quarters (77%) of UK consumers support incoming regulation of Buy Now, Pay Later (BNPL), which will take effect from 15 July 2026. More than three in five (61%) agree BNPL regulation will give consumers better protection when using the payment method that has become an everyday option at checkout for millions of Brits.
ConnectOne Bank Is Building the Future of Commercial Lending on nCino’s Agentic Operating System
- 2 days 20 hours ago
- Lending
nCino, Inc., the platform for agentic AI banking, today announced that ConnectOne Bank is actively deploying nCino’s embedded AI capabilities across its commercial lending operations. Through a combination of nCino Banking Advisor capabilities now live in production and two custom AI agents built on the nCino Agentic Operating System (AOS), ConnectOne is expanding what its bankers can do and laying the foundation for a new level of operational... more
1 in 7 Avoid Applying for Credit Due to Fear of Rejection, New Research Reveals
- 3 days 21 hours ago
- Lending
New research from Compare the Market suggests that fear of being turned down for credit is preventing millions of people from applying for financial products altogether, as new Buy Now Pay Later (BNPL) affordability checks are introduced across the UK. From 15 July 2026, BNPL providers will be required to carry out affordability and creditworthiness checks before approving credit, bringing the sector under Financial Conduct Authority (FCA)... more
Klarna Adds Germany to Its Capital Efficiency Platform With a €900M Facility Supporting €5B in Financing Expansion
- 1 week 16 hours ago
- Lending
Klarna, the global digital bank and flexible payments provider, has established its first forward flow and warehouse financing agreement in Germany, a €900 million facility to fuel growth of its consumer financing products. The facility responds to robust demand for Klarna's Fair Financing products in one of Europe's largest consumer markets.
Kikoff Acquires The Service Bureau's Technology, Expanding the Kikoff Enterprise Credit Platform
- 1 week 1 day ago
- Lending
Kikoff, the fintech company on a mission to empower everyone to achieve financial security, today announced it has acquired technology, customer relationships, and other key assets of The Service Bureau (TSB), a leading provider of credit reporting and data furnishing solutions trusted by over 1,000 businesses across the credit ecosystem.
Happy Money Shares Key Trends for Institutions Navigating a Changing Lending Landscape
- 1 week 2 days ago
- Lending
As banks and credit unions enter the second half of the year, the consumer credit market is producing mixed signals. While headline data signals resilience, beneath these averages lies a more uneven reality: many households are still heavily burdened by high-interest credit card debt. At the same time, borrowers increasingly demand fast, transparent and digitally-enabled lending experiences, and they’re not hesitating to look to non-traditional... more
Canadians Are Spending More on Groceries and Increasingly Turning to Pay Later to Keep Up
- 1 week 2 days ago
- Lending
As grocery prices continue to strain household budgets across Canada, many Canadians are changing how they shop and manage their money to keep up. The Grocery Gap Report, conducted by KOHO, found that average grocery spending per user increased approximately 5% year-over-year, rising from $261 to $275 per month. The increase was driven by both larger baskets and more frequent trips to the grocery store.
Buy Now, Pay Later Usage Widespread Across Generations
- 1 week 4 days ago
- Lending
Buy now, pay later (BNPL) will come under Financial Conduct Authority (FCA) regulation this month, meaning BNPL borrowers will benefit from stronger protections. As part of the changes, BNPL providers will be required to carry out proportionate affordability checks to protect consumers from unaffordable agreements, as well as offer support to consumers in financial difficulty. Consumers will also be able to complain to the Financial Ombudsman... more
DNB Goes Live on the nCino Platform to Modernise and Scale Corporate Lending Across International Markets
- 2 weeks 2 days ago
- Lending
nCino, Inc., the platform for agentic AI banking, today announced that DNB has gone live on the nCino Platform, powering its corporate lending business, with plans to extend to SME lending next year. Headquartered in Oslo, Norway, DNB serves over 2 million retail customers and more than 200,000 corporate clients across a global network of branches. As the world’s leading shipping- and seafood-bank and a major international player in the energy... more
Michigan First Credit Union Chooses Scienaptic AI to Unlock Smarter Lending
- 2 weeks 3 days ago
- Lending
Scienaptic AI, a global leader in AI powered credit decisioning technology, today announced that Michigan First Credit Union has selected its AI platform to modernize its lending operations, enhance decisioning speed, and responsibly expand access to credit for its growing membership.
