Upstart Receives Conditional Approval from the OCC to Establish Upstart Bank
- 1 month 1 day ago
- Lending
Upstart Holdings, Inc., the leading artificial intelligence (AI) lending marketplace, today announced that the Office of the Comptroller of the Currency (OCC) has granted conditional approval for the company to establish Upstart Bank, N.A.
Tandem Bank Boosts Intermediary Team with New Southern Account Manager as the Second Charge Market Expands
- 1 month 1 day ago
- Lending
Tandem Bank has appointed Lloyd Turner as Southern Account Manager, reinforcing the digital bank’s commitment to growing broker relationships and intermediary support across the south of England.
Snappi Pay Later Now Available on Public
- 1 month 1 week ago
- Lending
Snappi, the first Greek neobank licensed by the European Central Bank (ECB), announces that Snappi Pay Later is now available on Public stores and on public.gr. The partnership with Public, the go-to destination for technology, entertainment, and home appliances, marks another significant milestone in the expansion of the Snappi Pay Later ecosystem, giving Public customers access to flexible and transparent payment and financing options directly... more
Abound to Scale Debt Consolidation Loans with ClearScore’s Automated Debt Repayment Technology
- 1 month 1 week ago
- Lending
ClearScore, a global leader in financial marketplaces, has partnered with Abound, one of the pioneers of open-banking-powered loans, to bring ClearScore’s automated debt consolidation technology, Clearer, into Abound’s platform.
Vield Partners with Integral to Automate Hedging as Crypto-Backed Lending Scales
- 1 month 1 week ago
- Lending
Vield, an Australian crypto-backed lending platform, has partnered with Integral, to enhance its trading and risk management capabilities through automated, institutional-grade execution technology.
Government Delivers Fairer Deal for Shoppers as Buy Now, Pay Later Rules Come into Force
- 1 month 1 week ago
- Lending
Millions of shoppers using Buy-Now, Pay-Later services will be better protected by new rules that have come into force today (15 July), delivering on a commitment this government made to end the Buy-Now, Pay-Later Wild-West.
PayPal brings ‘Pay in 30 Days’ to UK shoppers
- 1 month 1 week ago
- Lending
PayPal, the UK’s most trusted Buy Now, Pay Later (BNPL) provider, today launches Pay in 30 Days, giving eligible British customers more choice and flexibility for online purchases made using PayPal. Available to eligible customers within PayPal’s nearly 30 million customers base in the UK, Pay in 30 Days lets shoppers complete a purchase today and pay the full amount up to 30 days later – with no interest, no sign-up fees and no additional... more
Creditspring Surpasses £1 Billion in Loan Disbursements as Demand for Fair, Predictable Credit Grows
- 1 month 1 week ago
- Lending
Creditspring, the subscription-based credit provider on a mission to improve financial stability across the UK, has surpassed £1 billion in total loan disbursements, marking a major milestone in its growth and the continued expansion of fairer, more predictable credit.
New BNPL Regulations from 15 July: Ecommpay Warns About the Checkout and Reputational Impact for Merchants
- 1 month 1 week ago
- Lending
As the interest-free instalment model behind most BNPL products comes under full FCA supervision from today - 15th July 2026 - Ecommpay, the inclusive global payments platform, is urging merchants to double-check the regulatory readiness of their Buy Now, Pay Later (BNPL) partners and payment providers.
Three Quarters of UK Consumers Support Buy Now, Pay Later Regulation as New Rules Introduce Stronger Protections
- 1 month 1 week ago
- Lending
More than three quarters (77%) of UK consumers support incoming regulation of Buy Now, Pay Later (BNPL), which will take effect from 15 July 2026. More than three in five (61%) agree BNPL regulation will give consumers better protection when using the payment method that has become an everyday option at checkout for millions of Brits.
ConnectOne Bank Is Building the Future of Commercial Lending on nCino’s Agentic Operating System
- 1 month 1 week ago
- Lending
nCino, Inc., the platform for agentic AI banking, today announced that ConnectOne Bank is actively deploying nCino’s embedded AI capabilities across its commercial lending operations. Through a combination of nCino Banking Advisor capabilities now live in production and two custom AI agents built on the nCino Agentic Operating System (AOS), ConnectOne is expanding what its bankers can do and laying the foundation for a new level of operational... more
1 in 7 Avoid Applying for Credit Due to Fear of Rejection, New Research Reveals
- 1 month 2 weeks ago
- Lending
New research from Compare the Market suggests that fear of being turned down for credit is preventing millions of people from applying for financial products altogether, as new Buy Now Pay Later (BNPL) affordability checks are introduced across the UK. From 15 July 2026, BNPL providers will be required to carry out affordability and creditworthiness checks before approving credit, bringing the sector under Financial Conduct Authority (FCA)... more
Klarna Adds Germany to Its Capital Efficiency Platform With a €900M Facility Supporting €5B in Financing Expansion
- 1 month 2 weeks ago
- Lending
Klarna, the global digital bank and flexible payments provider, has established its first forward flow and warehouse financing agreement in Germany, a €900 million facility to fuel growth of its consumer financing products. The facility responds to robust demand for Klarna's Fair Financing products in one of Europe's largest consumer markets.
Kikoff Acquires The Service Bureau's Technology, Expanding the Kikoff Enterprise Credit Platform
- 1 month 2 weeks ago
- Lending
Kikoff, the fintech company on a mission to empower everyone to achieve financial security, today announced it has acquired technology, customer relationships, and other key assets of The Service Bureau (TSB), a leading provider of credit reporting and data furnishing solutions trusted by over 1,000 businesses across the credit ecosystem.
Happy Money Shares Key Trends for Institutions Navigating a Changing Lending Landscape
- 1 month 2 weeks ago
- Lending
As banks and credit unions enter the second half of the year, the consumer credit market is producing mixed signals. While headline data signals resilience, beneath these averages lies a more uneven reality: many households are still heavily burdened by high-interest credit card debt. At the same time, borrowers increasingly demand fast, transparent and digitally-enabled lending experiences, and they’re not hesitating to look to non-traditional... more
