Quanloop, a European alternative investment fund, announced today that it has surpassed a new milestone, having funded over 940 commercial projects worth more than 20 million euros since February 2020.

In three years, Quanloop investors have earned over 1.6 million euros in interest revenue while investing in loans. As of today, the fund has 88,000+ registered investors and a total capital of 12.2 million euros.

“Our mission is to provide a simple investing solution with stable returns for retail investors while also supporting European businesses in search of financing,” said Valentin Ivanov, co-founder and fund manager at Quanloop. “We are thrilled to have achieved this milestone and are excited to see where Quanloop will go from here.”

Accessible via website and iOS application, Quanloop is an alternative investment fund with a minimum entrance of 1 euro and an average return of 12.5% p.a. It applies a unique business model sourcing money for only 24 hours and splitting the capital in need into a myriad of tiny loan agreements, each valued at 1 euro. 

Quanloop pools capital from investors every midnight and returns it to their Quanloop accounts the following day, only to be borrowed again at midnight. This process keeps repeating until the investor decides to withdraw the money, at which point it will be released the very next day.

The innovative business model based on 24-hour investment loops provides higher liquidity to investors and keeps them free from vendor lock-in, taking the sharing economy concept one step further from p2p lending and crowdfunding platforms.

The built-in diversification model helps to minimise the risk of loss by splitting the investment capital among debt projects of different risk ratios: low (5.5% to 8.9%), medium (9% and 12.9%), and high (13% to 25%).