Securian Enhances Suite of Annuity Solutions to Give Advisors, Clients More Options

Securian Enhances Suite of Annuity Solutions to Give Advisors, Clients More Options
29.11.2016 07:30 am

Securian Enhances Suite of Annuity Solutions to Give Advisors, Clients More Options


Securian Financial Group has added four new annuity solutions to its suite of products designed to help financial advisors meet their clients’ retirement income needs.

“The number of Americans seeking retirement income guarantees increases literally every day,” said Chris Owens, Securian’s national sales vice president for retail life insurance and annuities. “Securian’s new solutions give financial advisors more options to meet this growing need.”

SecureLink Future: Fixed Indexed Annuity
Securian is adding a fixed indexed annuity—SecureLink Future™—to its product lineup. For clients seeking retirement asset growth plus the protection of guarantees, SecureLink Future provides:

  • Four account options to allocate purchase payments
  • Indexed accounts linked to indices from S&P 500® and Barclays
  • Choice of seven or nine year surrender charge periods

Achiever Lifetime Income: Guaranteed Lifetime Withdrawal Benefit for SecureLink Future
Advisors can offer clients more guarantees, along with flexible access to their SecureLink Future annuity, with Achiever Lifetime Income—an optional guaranteed lifetime withdrawal benefit (GLWB). Available at contract issue for an additional cost, Achiever Lifetime Income provides:

  • Guaranteed annual income of 3.5 percent to 7 percent of the benefit base (single), or 3 percent to 6.5 percent (joint)
  • An 8 percent enhancement added to the benefit base in each year with no withdrawals during the first 10 years
  • A 200 percent benefit base guarantee if no withdrawals are taken in the first 10 years

Premier Protector: Accelerated Death Benefit with Spending Flexibility
Premier Protector is a unique variable annuity optional death benefit available at contract issue for an additional cost. Beyond protecting and growing assets for beneficiaries, Premier Protector allows a client to accelerate access to the death benefit upon experiencing a permanent chronic or terminal illness. Once accelerated, the client has complete flexibility in how the benefit proceeds are spent.

MultiOption Advantage: Variable Annuity for Fee-Based Platforms
Securian has developed MultiOption® Advantage—a new variable annuity for fee-based platforms—for advisors and broker-dealers interested in diversifying their variable annuity product offerings.

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