QCash Financial, provider of an automated, cloud-based, omni-channel lending platform for financial institutions, announces that it has joined the Symitar® Vendor Integration Program (VIP), which provides QCash Financial with access to Symitar’s technical resources to interface its products within the Episys® core platform.

QCash Financial’s lending platform integrates with Episys via SymXchangeTM, a services-based programming interface that enables third-party vendors and credit unions to access the platform’s core data and business rules. Credit unions can avoid costly customization and integration initiatives when deploying QCash Financial’s small-dollar lending platform.

The QCash loan platform was developed in 2004 by WSECU after the credit union’s tellers noticed a substantial number of its members required small, short-term loans from payday lenders that were charging excessive fees and interest rates. It is offered as a white label solution to financial institutions, meaning credit unions can market the solution using their own brand.

“As more financial institutions have shown an interest in offering small-dollar loans, especially because of recent CFPB regulations, we have placed a high priority on further enhancing our integration process,” said Ben Morales, CEO of Q-Cash Financial. “By becoming a part of Symitar’s Vendor Integration Program, we look forward to improving our customers’ experiences during implementation.”