A Borderless Account: Ivy Partners With Circle To Offer Stablecoin Access To Their Customers

Cryptocurrencies
02.07.2025 12:45 pm

Ivy, the default global, default instant payments platform, has entered into a strategic partnership with Circle, a leading financial technology firm and issuer of USDC and EURC. This integration enables Ivy's customers to access, convert, and transact with stablecoins in real-time, 24/7/365.

Leveraging Ivy's API, crypto platforms, trading apps, PSPs, and global e-commerce merchants can now accept instant bank payments and manual bank transfers, settle funds to local collection accounts across Europe in multiple currencies (USD, EUR, GBP, SEK, and DKK), seamlessly convert them into USDC or EURC, and issue payouts in fiat or stablecoins. Making Ivy the provider of choice for global merchants looking to access instant payments, banking capabilities, and stablecoin capabilities, all from the same API.

Empowering Near-Instant Settlement with USDC for Global Commerce

USDC is a fully reserved digital dollar, redeemable 1:1 for U.S. dollars, and backed by highly liquid cash and cash-equivalent reserves held at regulated financial institutions. Circle provides monthly attestations of its reserve composition, offering transparency and trust for Ivy's customers. Through its partnership with Circle, Ivy is among the first instant bank payment platforms to enable seamless settlement in USDC or EURC.

“This partnership strengthens the utility of USDC and EURC across Europe, giving businesses greater flexibility, speed, and transparency in how they move money globally. By enabling real-time conversion between fiat and stablecoins, we’re helping unlock new efficiencies in cross-border commerce and accelerating the transition toward a more open and inclusive financial system,” said Sanja Kon, VP Partnerships & Business Development of Circle Europe

Connecting Real-Time Payments and Stablecoins in Europe

According to the World Economic Forum, global stablecoin payment volumes have experienced significant growth, with total transfer volumes surpassing those of Visa and Mastercard combined in 2024, reaching $27.6 trillion. This surge reflects the inefficiencies of legacy payment systems and highlights the need to connect Europe's real-time payment rails with stablecoins, making payments faster, cheaper, and more accessible.

"Real-time payment rails and stablecoins belong together,” said Ferdinand Dabitz, CEO and Co-Founder of Ivy. “Hundreds of merchants are already building on Ivy’s global API for instant bank payments. With native support of Circle’s USDC and EURC, our customers can now instantly mint and burn USDC directly from fiat via a 24/7/365 settlement layer. Our partnership with Circle reflects a shared commitment towards setting a new standard for money movement: default global, default instant.”