Scienaptic, leading AI-powered credit decisioning disruptor today announced that it has joined the Symitar^® Vendor Integration Program (VIP). Participation in the program will provide Scienaptic with access to Symitar’s technical resources to enable its AI-powered credit decisioning platform to integrate with Episys®. The Vendor Integration Program is designed to help ensure that Symitar’s customers can easily deploy third-party products. 

Scienaptic platform integrates via SymXchange™, a services-based programming interface that enables third-party vendors and credit unions to access the platform’s core data and business rules. The integrity of data is maintained throughout any data exchange, because access to business rules and data is managed through a service layer which governs these interactions.

Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Scienaptic clients across credit unions, fintech, banks and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster.

“Integration of our AI credit decisioning platform will radically enhance credit underwriting," said Pankaj Jain, President of Scienaptic. "Through our inclusion in the VIP, lenders will be able to support more borrowers, increase approval rates and build deeper relationships with members.”

Symitar’s VIP takes the customer out of the middle, providing vendors with direct access to Symitar’s technical resources and test systems. VIP inclusion is not an endorsement of the vendor’s product.