Growing businesses in the UK lost nearly £18 billion to fraud, at an average of £3,450 per business last year. With every pound lost to fraud representing a tangible loss to businesses, it’s easy to...

The torrent of regulations designed to manage risk in the international banking system shows no sight of slowing down, and threatens to overwhelm banks and regulators alike. For a start, it is...

Banks and insurance companies lose billions every year to fraud. The surprising magnitude of these losses is likely the result of two factors. The first is that first-party fraud is very...

  Digitalization is changing the banking experience, the way we perceive the environment and participate in it. First Data is a global leader in commerce-enabling technology and solutions...

Consumer behaviours have been completely revolutionised by the march of technology and the banking industry has transformed to keep pace. From internet banking through to mobile payments, the way...

Jeremy Taylor, Head of Business Consulting, and John Downing, Enterprise Business Architect, GFT Group For many, including ourselves, when the 1,285 pages of MiFID II landed on the doorstep...

As a set of principles, rather than hard and fast requirements, the guidelines of BCBS239 laid down by the Basel Committee on Banking Supervision can present substantial challenges to compliance. One...

While Bitcoin technology has been hitting the headlines over the last few years, Blockchain is the essence that underpins it. But what is Blockchain? It’s essentially a ledger which logs transactions...

Faced with an increasingly vigilant regulatory climate, financial services organisations are having to prepare for the continued growth of data alongside these pressures. Many governments across the...

Rate-fixing scandals, rogue traders and regulatory breaches – these are all potentially devastating threats to the reputation and bottom line of a bank or trading institution. Each on its own is a...