It is not unreasonable for consumers to assume that they should be able to assess their eligibility for a loan without damaging their future prospects. The majority of lenders perform hard credit checks on customers when applying for a loan, and as a result are hiking the cost of borrowing for the customers they decline. Sarah Jackson, Director at Equiniti Pancredit, highlights the glitch in the system and explores how lenders can use automation to stay on the right side of their customers.

It is staggering to write this down, but contactless in the UK is nearly ten! And it’s exciting that ‘tap and go’ payments are going from strength to strength. Since the introduction of contactless cards in September 2007, it has gradually become the payment method of choice for many, as society gradually moves away from cash. More than half of all transactions under £30 are now made using contactless, demonstrating both its popularity and potential.

Finance is changing. Disruption to business models, expanding global operations, tax complexities, evolving regulation and new risks are all demanding more of finance departments. The financial crisis, together with the rise of big data and the growing influence of social and digital media, new technologies and economic realities have completely changed the way finance departments operate.

Youtap, a global provider of contactless mobile payments and financial services software, has launched a QR code solution and smartphone apps for mobile money services in Africa and Asia.

IG Group, a global leader in online trading, has launched trading on Ether, the token of the Ethereum network. 

SimCorp, a leading provider of investment management solutions and services for the global financial services industry, has announced that C WorldWide Asset Management Fondsmæglerselskab A/S, has extended its SimCorp Dimension license agreement to include Data Warehouse Manager and SimCorp Coric. 

With an explosion of digital payment channels, transaction security enhancement has become indispensable for all entities in the payment process - issuers, acquirers, merchants, payment brands, mobile and digital commerce solution providers. The risks and cost of securing a growing volume of transactions to meet regulatory and compliance requirements has increased substantively.

Kyriba Corp., the global leader in cloud-based treasury, cash and risk management solutions, today announced that Inc. magazine has placed the company on its 36^th annual Inc. 5000 list, which honors the nation’s fastest-growing companies. Companies such as Microsoft, Dell, LinkedIn, Yelp, Zillow and many other well-known names first gained national exposure as honorees on the Inc. 5000.

New FICO solution instantly evaluates millions of alternative offers, then to delivers the best offers to auto lenders, empowering them to aggressively compete for business without compromising risk, growth, or compliance requirements.