Financial IT catches up with Shanker Ramamurthy, Global Managing Partner Banking & Financial Markets, IBM Consulting and Hans Tesselaar, Executive Director, Banking Industry Architecture Network (BIAN) to discuss IBM’s recent study, Embedded Finance: Creating the Everywhere, Everyday Bank.

Fiserv, Inc., a leading global provider of payments and financial services technology solutions, has expanded its longstanding relationship with Swift by joining the Swift Partner Programme as a Platform Partner.

wefox, one of the world’s leading insurtech, has been appointed as affinity insurance partner by WINDTRE, Italy’s leading telecommunications business. The company has launched its own insurance agency, WINDTRE Assicurazioni, to provide insurance directly to its customers.

Aryza, a leading provider of end-to-end financial software solutions, has announced the launch of a new range of products to support embedded finance. With the introduction of Aryza Originate and Aryza Lend, the cloud-hosted secure platforms support the entire lending lifecycle. The company aims to provide businesses with a simple, fully digital, and entirely automated journey that can be customised to fit their needs.

Quarterly investment volumes in major P2P platforms have seen significant variation since 2018. Aside from the obvious global crises, Robo.cash platform analysts have identified correlations with macroeconomic factors.

UK consumers are the least likely in Europe to worry about how the cost of living has impacted their credit rating, despite being among the most impacted by it. 

The research from CRIF, Europe’s leading provider of digital transformation solutions for the financial services industry, finds that only one in five (20%) Brits are worried about the impact that the current rise in the cost living is having on their credit score and ability to borrow.  

The global open banking provider Noda has joined forces with Tickets Travel Network, a frontrunner in the European online travel market, to facilitate instantaneous open banking payments within the travel industry.

Today, Nuapay, EML Payments’ Open Banking and account-to-account (A2A) payments business, announces further results of research into over 250 UK payment professionals’ views on the potential for Open Banking. Of the Payment Service Provider’s (PSPs) and Independent Software Vendor’s (ISVs) that were surveyed, more than 75% of PSPs and 80% of ISVs already enable their customers to accept Open Banking payments.

While financial forecasters continue to signal near-term economic downturns across the globe, FIS^®, a global leader in financial services technology, has conducted new research to understand how corporate executives across industries are innovating amid uncertainty.

FICO^® Platform has received the Banking Innovation of the Year Platinum Award in the Future Digital Awards for Fintech & Payments 2023.