P2P lending together with risky assets has all the potential to become an effective strategy for diversifying investment portfolios in terms of risk and return.

Analysts of the Robo.cash platform have studied multiple portfolio combinations using the Sharpe ratio. The maximum value of the ratio indicates the optimal asset allocation. As a result, 4 options with the highest Sharpe coefficient in each pair were chosen: P2P + Stocks, P2P + Bonds, P2P + Deposits and P2P + Crypto.

Cynergy Bank today announces that it has secured a £20 million Tier 2 capital facility from British Business Investments. The capital will be deployed across Cynergy Bank and Cynergy Business Finance.

Paystand, the B2B payments company with the world's largest commercial blockchain, has defied market conditions and experienced a 

Europe has recently witnessed the launch of its first live Central Bank Digital Currency (CBDC) project launched by The Central Bank of Hungary, with Perfinal taking center stage as the fintech backbone of this monumental transition. This remarkable initiative places Perfinal at the forefront of a digital currency revolution, as the financial world grapples with blending traditional mechanisms with new-age digital innovations.

Gate.io, a leading cryptocurrency exchange, announces its plan to upgrade its Proof of Reserves (PoR) guarantees by integrating zero-knowledge (ZK) proof technology. This innovation is expected to bolster the privacy and security of users' asset verification processes during PoR validation.

Velo Payments, Inc. is acquiring YapStone Inc., a leading payment processing platform in the short-term and vacation rental industry, known for its premier payment solution, VacationRentPayment.

LexisNexis® Risk Solutions announced its LexisNexis® RiskNarrative™ platform ranked as a Functionality Standout in Celent's 2023 AML (anti-money laundering) Transaction Monitoring (TM) Report.

In the world of online transactions, businesses have traditionally placed a strong emphasis on payment fees, often striving to minimise them to maximise profits. 

However, as the digital landscape evolves, there has been a shift in focus towards prioritising user experience in payment platforms. This shift is driven by the understanding that an exceptional user experience fosters customer loyalty, drives repeat business, and ultimately leads to higher revenue in the long run. 

The notable failures of regional banks in the US, such as Silicon Valley Bank (SVB) and First Republic, have acted as a warning to financial institutions across the globe. Rapid increases in interest rates, unstable funding, and turbulent economic conditions are just some of the factors that led to recent banking upheaval and the collapse of SVB.