Product Profile


First Release Date:
Current Version: Version 06-2018, Release Date: 21.06.2018


Product/Service Description

IXOPAY, part of the IXOLIT group, is a scalable and PCI-certified payment orchestration platform for White Label Clients and Enterprise Merchants. The easily extendable architecture provides intelligent routing and cascading functions as well as state-of-the-art risk management, automated reconciliation, and settlements along with plugin-based integration of Acquirers, PSPs and 3rd-party providers. As an independent, acquirer-agnostic technical provider, we offer our clients maximum flexibility and security. The platform provides the necessary features to enter new markets and eases the management of multiple payment methods, enabling you to scale your business globally.

With our intelligent solution we support PSP’s, acquirers and enterprise organizations to maximize profit, reduce fraud & decline rates, and save money due to automated processes.

IXOPAY benefits at a glance:

  • - Smart Transaction Routing

    - real-time Transaction Monitoring & Reporting

    - Reconciliation & Settlements

    - Recurring Payments with easy scheduler

    - Transaction Pooling

    - Fee Management

    - Risk Management & Fraud Prevention

    - Customer Payment Profiles

    - various Integration Options

    - Secure Payouts

    - access to multiple Acquirers & PSPs via a single API

    - PCI-compliant card vaulting

    - White Label Solution

Customer Overview

Total Number of customers 100+
Customer Size Large Enterprise , Medium , SMB
Customer Type Payment Service Provider (PSP), ISO, eCommerce, Enterprise Merchants
Target Market Global
Specific georgaphical coverage Europe, USA
Setup fee, pricing is transaction-based on tier-levels
Demo & Case Study Urls


    - Transaction Monitor

    - Reporting & Analytics

    - PCI Compliant Storage

    - Fee Management Engine

    - Smart Routing Engine

    - Risk Management Engine

    - Reconciliation & Settlement Handling

    - Dynamic Payment Pages

    - Adapter World 


    - +200 national & international payment methods with just one seamless API integration

    - Alternative Payment Methods (APM) available

    - Nearly 20 years of experience in the IT & payment industry

    - In-depth analysis of every single transaction in real-time

    - Strategically selected transaction routes based on various parameters, such as: credit card type, geo-location, currency, risk score, etc. to reduce transaction fees & maximize profit (Smart Routing)

    - + 15% sales through cascading: Our automatic fallback solution optimizes success rate in case of failed transactions

    - Fraud rate minimization through preventive measures

    - The Risk Engine prevents & discovers payment risks and thus protects companies from fraud. In addition to the basic checks (refund, chargebacks, friendly fraud, money laundering, etc.), other parameters can be extended manually, to optimize and secure payment processes

    - Highest security standards: PCI-DSS Level 1, 3D Secure, Tokenization, Two-Factor Authentication

    - Real-time monitoring and identification of suspicious transactions

    - Fully customizable solution supported by a team of experienced experts

Platform & Workflow

Server OS undisclosed
Workstation OS undisclosed
Programming Language and API PHP
SetUp and Installation Options Hosted (SaaS)
Deployment Period Monthly
Reporting Capabilities Automated and manual exports; BI Data Base (Elasticsearch); Adhoc Pivot tables; Adhoc statistics & reports on customer request
Security Options PCI-DSS Level 1 certified; 3D Secure, Tokenization, Two Factor Authentication
The product/service compliant with the following regulatory standards PCI DSS Level 1

Connectivity, Hosting and Intergration

Hosting Option Inhouse
Hosting provider undisclosed
Devices Supported Android , iPhone-iPad , Linux , Mac , Mobile Web App , Web-based , Windows
Compatibility with Database Management System (DBMS) undisclosed
Third party integration Payment Processors and acquirers, 3D Secure, Risk Providers; SDK for various programming languages

Support Services

Support Option Online Support , Phone Support , Knowledge Base


Support Location 1
Country Austria
Address Mariahilferstraße 77-79, A-1060 Vienna
Phone +4313530512
Support Location 2
Country United States
Address 215 North Eola Drive, 32801 Orlando, Florida
Phone +18559-IXOPAY


Media Coverage (Quick Links)