Product Profile


First Release Date:
Current Version: Version 06-2018, Release Date: 21.06.2018


Product/Service Description

IXOPAY White Label & Enterprise Merchant Gateway

IXOPAY is an independent and global payment gateway offering white label and enterprise merchants solutions worldwide. With a seamless integration (API) your business gets connected to multiple payment providers and acquirers in record time and offers your customers more than 200 local and international payment methods. With nearly 20 years of experience in the IT and payment industry we provide versatile features that optimize payment processes. Thus, all your transactions are secure on one platform and you never lose track of your payments. With our intelligent solution we support PSP’s, acquirers and enterprise organizations to maximize profit, reduce fraud and decline rates and save money due to automated processes. The PCI-DSS Level 1 certified platform helps businesses to compete and succeed in an ever-changing and complex global market with a state-of-the-art technology that adapts to the individual needs of every business model.

IXOPAY benefits at a glance:

  • Transaction Monitoring in real time

  • Risk Management Engine: “Basic Checks” and individually customizable “Risk Rules” against fraud & chargebacks

  • Smart Routing Engine: Automated routing between multiple adapters results to reduced transaction fees and decline rates

  • PCI Compliant Storage

  • Backup & Fallback Solution

  • Fee Management Engine

  • Reconciliation & Settlement Handling

  • In-depth Reporting & Analytics

Customer Overview

Total Number of customers 100+
Customer Size Large Enterprise , Medium , SMB
Customer Type Payment Service Provider (PSP), ISO, eCommerce, Enterprise Merchants
Target Market Global
Specific georgaphical coverage Europe, USA
Setup fee, pricing is transaction-based on tier-levels
Demo & Case Study Urls


    - Transaction Monitor

    - Reporting & Analytics

    - PCI Compliant Storage

    - Fee Management Engine

    - Smart Routing Engine

    - Risk Management Engine

    - Reconciliation & Settlement Handling

    - Dynamic Payment Pages

    - Adapter World 


    - +200 national & international payment methods with just one seamless API integration

    - Alternative Payment Methods (APM) available

    - Nearly 20 years of experience in the IT & payment industry

    - In-depth analysis of every single transaction in real-time

    - Strategically selected transaction routes based on various parameters, such as: credit card type, geo-location, currency, risk score, etc. to reduce transaction fees & maximize profit (Smart Routing)

    - + 15% sales through cascading: Our automatic fallback solution optimizes success rate in case of failed transactions

    - Fraud rate minimization through preventive measures

    - The Risk Engine prevents & discovers payment risks and thus protects companies from fraud. In addition to the basic checks (refund, chargebacks, friendly fraud, money laundering, etc.), other parameters can be extended manually, to optimize and secure payment processes

    - Highest security standards: PCI-DSS Level 1, 3D Secure, Tokenization, Two-Factor Authentication

    - Real-time monitoring and identification of suspicious transactions

    - Fully customizable solution supported by a team of experienced experts

Platform & Workflow

Server OS undisclosed
Workstation OS undisclosed
Programming Language and API PHP
SetUp and Installation Options Hosted (SaaS)
Deployment Period Monthly
Reporting Capabilities Automated and manual exports; BI Data Base (Elasticsearch); Adhoc Pivot tables; Adhoc statistics & reports on customer request
Security Options PCI-DSS Level 1 certified; 3D Secure, Tokenization, Two Factor Authentication
The product/service compliant with the following regulatory standards PCI DSS Level 1

Connectivity, Hosting and Intergration

Hosting Option Inhouse
Hosting provider undisclosed
Devices Supported Android , iPhone-iPad , Linux , Mac , Mobile Web App , Web-based , Windows
Compatibility with Database Management System (DBMS) undisclosed
Third party integration Payment Processors and acquirers, 3D Secure, Risk Providers; SDK for various programming languages

Support Services

Support Option Online Support , Phone Support , Knowledge Base


Support Location 1
Country Austria
Address Mariahilferstraße 77-79, A-1060 Vienna
Phone +4313530512
Support Location 2
Country United States
Address 215 North Eola Drive, 32801 Orlando, Florida
Phone +18559-IXOPAY


Media Coverage (Quick Links)