Spotcap provides online credit lines and business loans to SMEs. While traditional lenders make credit decisions based on historical financials and old-fashioned credit scoring, Spotcap uses a unique, proprietary credit algorithm which provides deep insight into the financial condition of a business, enabling quick, sound decisions.


Inception 2014Number of Clients Over the past two years, more than five thousand SMEs have completed an application for a Spotcap credit line in Spain, The Netherlands, Australia and The United Kingdom.
HeadquarterGermanyNumber of Partners3000
FoundersJens WoloszczakStage of DevelopmentFunded (Seed, A, B, C Rounds)
Team Size90 employees
Geographic Diversity Australia & New ZealandMoney Raised FromVenture
YearYear Total revenue growth $MTotal Funding Raised $MTotal Funding Expected $M
>10.000.0001.000.000 - 2.500.000


11 May, 2017

Differentiating factors/Innovation points

Integrated Services: Robo Strategy: • Backend integration • Mobile & Web • Project Management • Architecture • Investment Methodology • User experience • White label

Industry Awards

#29 KPMG Fintech 100 2016, #44 KPMG Fintech 100 2015



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