The three reasons banks fail to embrace digital effectively
I’ve been presenting the theme around what banks have to do to become digital for a while now, and...
Global Competitiveness: Financing Innovation in the U.S. and China
There is a vigorous debate about innovation in China and U.S.-China competitiveness. It is widely held...
Unbundling versus Best Ex
So, the September date looms for ESMA’s final clarification on unbundling. What seems evident is that...
"Oye Como Va?" The Bodega, China and Economic Development
The bodega is a colorful fixture of upper Manhattan, NY, the Bronx, Queens, Brooklyn, Brentwood, LI...
No such thing as a free lunch – or bank account
Statistics released today by Tesco Bank, revealing that 55% of banking customers have no idea how much...
How the Modest will Inherit Global Trade - Part III:
Democracy is essential to economic growth because it makes entrepreneurship exportable. I will elaborate...
How the Modest will Inherit Global Trade -Part II
The wealth of the U.S. doubles every 40 years just as its economic growth does. The pace of U.S. and...
How the Modest will Inherit Global Trade -Part I
The McKinsey Global Trade Institute 2014 Report provides the salient facts regarding the growth in...
Fintech attacks whilst bank CxO's snooze
Since asking a while ago who will be the Uber of banking, I’m fed up with everyone talking about the...
Why Turkey is still the digital banking capital of the world
So-called ‘traditional’ banks in Turkey are leading by example when it comes to innovation and...
